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October 08, 2016, 03:27:35 AM |
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Lets suppose a store simply saw a declined purchase, but you received an email and a message in your account. It stated something to the effect that further purchases in the "sin" category for that day would be held until you approved them from within the account. In other words, your third trip to 7-11 to buy beer for the day declines. You get an email and log into the account seeing the message described above. For the rest of the day, a purchase that was obviously beer would decline until you logged in and approved it, then it would go through the next time. The message allowed people to turn the service off, but they had already been declined once. The idea when Bank of America was questioned was that if someone stole your card, these were the most likely purchases and this way you would know. They were attacked by the customers, the system was killed within four days, they fought with the media and then, six days after the first event ceased to acknowledge it ever happened, surely after clearing all signs this happened.
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