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Author Topic: Joinverse.com - Instant payments (only in Europe currently)  (Read 474 times)
HostFat (OP)
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November 02, 2016, 06:14:57 AM
Last edit: November 02, 2016, 10:38:52 AM by HostFat
 #1

https://joinverse.com

(I don't work for them and I don't know anyone of them)


This is an interesting new service. It doesn't support Bitcoin, but maybe it can be good to make some private exchange between users.

It is similar to paypal and other fiat payment services, but currently is completely free (at least in europe it seems)
You can create the account in few minutes, then adding a credit/debit card, and you will be already able to send money, for free, to someone else.

I've asked if they are going to support SEPA Direct Debit, and they have replied that yes, they are working on it.


An article:
https://techcrunch.com/2016/10/25/verse-banks-8-3m-series-a-to-accelerate-its-p2p-payments-play-in-europe/

https://joinverse.com/en/faq/

Chargeback (?)
Quote
I paid the wrong person!
When you send a payment on Verse, the funds are instantly sent. If you sent the payment to someone who has a Verse account, send them a request for an amount equal to your mistaken payment along with a note about why you are sending the request. As soon as they accept the request, the funds will automatically be added back to your Verse balance.

If the other user is not accepting your request, please contact us and we’ll do our best to help you get the situation straightened out.​ Verse Support cannot cancel the payment you made, we can only reverse the payment with permission from both parties.

Limits (KYC):
Quote
7.7. Limits

The User may implement the payment operations governed by these Conditions up to a limit of 400 Euros (or equivalent foreign currency amount) per year for accumulated payments made from or received into their payment account.

To exceed this limit, the User’s identity must be verified using authoritative documents, upon the implementation of said verification, the new limit will be 10,000 Euros (or equivalent foreign currency amount) per year for accumulated payments made from or received into their payment account.

The monthly limit on Card transactions shall be notified to the User at the time of issue.
But here they say 1000 euros https://twitter.com/joinverse/status/790941762370015232
Quote
@AndresBernad No problem 👍 The limit that will require you to send the ID verification is 1.000€


Currently there is also a referral system:
After you make an account, every day they are going to give to the users some special invites.
By giving your personal code to the other users that will make an account, both of you will receive 1 euro.

After you have opened the account, you have to write the code under the Promotions section.

As I said the special invitation are limited, so if a code stops working, you will have to find the code of someone else.
Maybe you can write down your code on this discussion Smiley

My code is: Z4VLGM (and currently is valid only for 3 users)





Another interesting service:
Leupay - "Free" online SEPA account in Malta
https://bitcointalk.org/index.php?topic=978329.0

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jacee
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November 02, 2016, 06:35:14 AM
 #2

I tried looking at it and their app is not available in my country.
It seem that their service is only limited to eauropean people.
Quote
There are two main requirements for using Verse:
1. You must be physically located in Europe.
2. You must have a European cell phone that can send/receive text messages (please note that this phone number can not be on file with another Verse account)
HostFat (OP)
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November 02, 2016, 06:38:36 AM
 #3

Ah sorry, I missed this Tongue
I hope that someone else will be able to test it ...

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November 02, 2016, 08:58:08 AM
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Wow fiat wallet. The interesting thing is
Quote
Verse isn’t owned by any bank. This independence gives us the freedom to operate with all banks and avoid fees without any problem.

And they used blockchain technology, great. Sadly this is just for Europe.
I has been sent an email request to allow another country, hope it will be worldwide.
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November 02, 2016, 10:24:40 AM
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I have 10 invitations in my verse account, you get 1€ just for downloading the app.

Ref: GL88M3
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