[POLL] Would you open a Bitcoin account at your local bank?

[bitjoin]

Yes maybe for a small amount.  It depends on the details and what kind of economy do we live in when the banks are doing this. Do we still have same gov insurances in place etc?

[davis196]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

No,i wouldn`t open a btc account in a bank.I don`t need such service.

Bitcoin debit and credit cards?There aren`t many merchants who accept bitcoin as a payment method so

btc debit and credit cards will be useless.

[TastyChillySauce00]

as far as i know,people are trying to get away from banks by using bitcoin,and always being proud of its decentralized system,and as main post stated by OP and if that really does happen in the future,then why we use bitcoin if the purpose of using it is to get away from banks?

even though if does allow you to open a bitcoin account it will make people easier to buy bitcoin or exchanging it

[SamMurphy]

No, I wouldn't because they have limits that you can't get over them ( you have to say and prove from where and from whom did you get the money if your account has $5.000 and your salary is $700 per month). You can't be sure for your money because in many countries there are capital controls. Also you are not anonymous, that's very important to me.

[Juggy777]

Definitely would love to. This would be a very good idea. I would prefer having Bitcoin with my banks and also have them issue me, a Bitcoin atm so could use it anywhere and everywhere. Secondly it would help me be less worried about the security as it will be the banks headache. Though it's way long before we it really comes but then never say never, times are changing so let's hope this becomes a reality soon.

[Wandering Soul~]

Also no for me, cause it will become centralized and  I will compromise again to the banks rules and regulations. If btc account in banks actually happened , I will not be surprised if every transactions has a fee or there will be some monthly fee or something just like in some bitcoin debit cards.

 I can just buy a cheap laptop for the sole purpose of storing my bitcoins and I will have a full control of my coins

[romero121]

Even without the support of banking already users have got the chance to use bitcoin as a form of investment, currency and for various transaction needs. As wallet continue to act as one's own wallet there is no need of creating a bitcoin account through other networks.

[isen]

There are so many threads about "Bitcoin banks" lately, I can't understand why people are so obsessed with them.
Anyway, I answered no, I don't need a bank account and one of the many reasons that I use Bitcoin is that I dislike them a lot they have nothing to offer but limitations and trouble, I really hope one day we'll totally get rid of them.

[Oilacris]

I would really say NO and   most  people   voted   the same   option. Having a bitcoin account   on your   local  bank  is  just  useless  though and   would really takes  time to  be  implemented  by the government  hence if  they decide  to adopt   bitcoin  on the  form  of banks  you are  no  longer  free regarding  on your bitcoins because for sure you  would  imposed  with taxes  especially if you  do  hold   huge  amounts of bitcoin. Whats  the   purpose of  wallets  out there?  People  would   definitely choose  up   those  traditional ways because  they  love to have  full control  on their money.

[hasiramasenju]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

banks will not accepting bitcoin because they do not have fully control for bitcoin funds and this things has been a lot of debate in this forum or out there but if banks accepting bitcoin doesn't mean will good too for bitcoiners because one of the main reason i choose bitcoin rather than bank is anonymity so i won't let banks took it from me that's why i would not open bitcoin account through bank even banks will offering those feature but i won't interested to do so

[stomachgrowls]

100% NO, in fact i think this is very dumb idea and exact opposite of bitcoin.
Also, according to my vote (https://bitcointalk.org/index.php?topic=1652815.0), 64.5% of bitcoiner in here also disagree with it.

Personally, i think people who agree with this kind of idea must be don't care about bitcoin, only seek profit or just hate bitcoin.

The  poll results  would be  definitely  expected  and  majority  will choose  no  because we  love  bitcoins  the way  it  is as  of  now  therefore  if its  being  putted   to a  bank it means  anonymity  feature would be  gone and  its  already being controlled  by government which  means they can already  impose tax  on you. I love  bitcoin as  of  now and   that cant be change  because bitcoin is decentralized and  no one could able to  control it.

[BitHodler]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

Definitely a no for me. I don't care whatever entity is offering a way to store my coins with a certain reward as return, I will at all times avoid it.

I am in Bitcoin because I like the feature that it offers me to keep my money outside the banking and governmental system.

But I am sure that there will be plenty of noobs willing to open such an account at a bank just for the reason that it generates them a certain interest rate.

[electronicash]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

So the bank will hold your BTC? Its a scary situation.
you'd rather keep it on your hard wallet after all if bitcoin's value grow, its all yours. Banks can't see it and wouldn't have to be so nosey about documents.

[clickerz]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

So the bank will hold your BTC? Its a scary situation.
you'd rather keep it on your hard wallet after all if bitcoin's value grow, its all yours. Banks can't see it and wouldn't have to be so nosey about documents.

I agree,in your hard wallet you can do what you want,transfer anywhere etc. I mean you have a freedom with your bitcoin without thinking any compromised. I know many will opposed it.

[Jeremycoin]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

Take away from anonymity, is it even possible to do? If it is, then isn't it mean that the customer doesn't have to give any personal data for the Bank? So will it be possible to do?
Even tho if it actually could happen, then it won't be suitable for Bitcoin, because Bitcoin supposed to be decentralized. And with this Bank, it will just mess up the entire purpose of it.

[CryptoDatabase]

I opened a BTC account on my computer, no need to have a 3rd party hold my stuff when I am capable of doing so just fine. There are already BTC banks out there per se with web wallets, they just don't give loans.

[I Am Hero]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

i would consider it only if they offer me a good annual profit rate on my coins.

if you think about it, your local bank is 10 times better than using coinbase and services like that!

[NeuroticFish]

Yes I would, if it's for free or I can gain of it. It could be useful if I ever want to sell Bitcoin.
If I ever need the service and it worth it, I will use it, if I don't .. it'll be there just in case. Nobody stops me to have other accounts and wallets spread over.

[dothebeats]

Why would I want a bank to hold my funds for me when in bitcoin, I already am my own bank? Also, why would I trust such entity to hold my funds knowing that they might use the said funds to oppress other people? Simply put, no, even if they impose enticing features for btc account holders.

[Red-Apple]

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

this is so tempting especially with all the perks. but at the same time it means losing control over my bitcoins (private keys) and giving it up to a bank.

i guess in the end i may do it because right now we are all doing it with our cash that we put in banks and use these perks so why not do it with bitcoin too. of course i would keep some in my own control.