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Question: If a chartered bank or credit union offered Bitcoin accounts, would you open one?
Yes - 19 (18.8%)
Yes, if it is FDIC insured - 11 (10.9%)
Maybe - 11 (10.9%)
No - 60 (59.4%)
Total Voters: 101

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Author Topic: [POLL] Would you open a Bitcoin account at your local bank?  (Read 5043 times)
Red-Apple
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November 08, 2016, 01:25:57 PM
 #41

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

this is so tempting especially with all the perks. but at the same time it means losing control over my bitcoins (private keys) and giving it up to a bank.

i guess in the end i may do it because right now we are all doing it with our cash that we put in banks and use these perks so why not do it with bitcoin too. of course i would keep some in my own control.

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OliynyK
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November 08, 2016, 01:34:00 PM
 #42

I would gladly open a bitcoin account at my local bank if they could facilitate that opportunity ,i don't mind having the anonymity i get . i am happy with the ease at which i could transfer money without any hassle with the help of bitcoin and if i could open an account that could be great

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November 08, 2016, 01:44:39 PM
 #43

there should be a banner which says (SAY NO TO  CRYPTOCURRENCY BANK) because
-they cant be trust worthy at all ...
-if they take away small amount from each accout and if u dont notice then it will be troublesome..
-bitcoins can be hacked  through bank ..

kudoos Smiley

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November 08, 2016, 02:11:13 PM
 #44

If you deposit your hard earned Bitcoins into a Bank you have lent your Bitcoins to a third party.

You have just accepted an IOU from the bank which states you "have" that many Bitcoins on account at the bank.

You can now write checks on that amount which other people can accept as payment.  Is a Bitcoin check in the amount of 1.2345 BTC to someone actually Bitcoins?  The answer is no it is not. It is a promise to pay the bearer Bitcoins.  You have just recreated the use and acceptance of debt as money.

Not only that you have just lent your Bitcoins to an entity (bank) whose entire purpose is to lend out your Bitcoins to someone else and make a profit.  Their entire purpose is to recreate the fractional reserve banking system.  Their entire purpose is to gamble with the Bitcoins you just lent them.  They have no choice.  It is their business model.

The second people start lending their Bitcoins to banks they have recreated the fractional reserve banking system.

The answer from anyone who really understands Bitcoins, loves Bitcoins, what they represent, why they exist, should not simply be "no I will not lend my Bitcoins to a bank in order to reproduce the fractional reserve banking system".  It should be:

Quote
There is no fucking way I will lend my Bitcoins to the fucking banking system so they can use my Bitcoins to recreate their fucking house of cards Ponzi scheme fractional reserve banking system.

Having said all that, it is inevitable that Bitcoin substitutes (bitcoin IOUs) will eventually be used for and accepted as payment and that the banking system will recreate a fractional reserve banking system using Bitcoins.  This is because most people do not understand the first thing about money, what it is, where it comes from and what purpose it serves - and most people are sheep being lead to the slaughter.

The difference with Bitcoin is that you can choose not to participate in their scheme to rape you.

For examples of sheep being led to the slaughter and/or asking to be raped again just read the next post and the many more before that and after that from clueless ignorant fools who do not even bother to read this thread or think before posting:

Our family was terrorized by Homeland Security.  Read all about it here:  http://www.jmwagner.com/ and http://www.burtw.com/  Any donations to help us recover from the $300,000 in legal fees and forced donations to the Federal Asset Forfeiture slush fund are greatly appreciated!
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November 08, 2016, 02:14:49 PM
 #45

it will depend on what they are going to offer me in return.
if it is only a wallet in their bank with a card that i can spend from, then no thank you. i can spend bitcoin on my own much easier and much cheaper there is no need to pay fees to a bank to be able to use bitcoin.

but if what they offer in return is good enough, like profit, ability to use it like fiat "anywhere" and some other things then why not.














 

 

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BurtW
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November 08, 2016, 02:22:38 PM
 #46

then why not.
I told you why not in the post right above yours.

Our family was terrorized by Homeland Security.  Read all about it here:  http://www.jmwagner.com/ and http://www.burtw.com/  Any donations to help us recover from the $300,000 in legal fees and forced donations to the Federal Asset Forfeiture slush fund are greatly appreciated!
carlfebz2
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November 08, 2016, 03:35:23 PM
 #47

there should be a banner which says (SAY NO TO  CRYPTOCURRENCY BANK) because
-they cant be trust worthy at all ...
-if they take away small amount from each accout and if u dont notice then it will be troublesome..
-bitcoins can be hacked  through bank ..

kudoos Smiley

This  things are possible to happen when our bitcoins  is on the banks because  its easily  for it to be  manipulated and there are  lots of things  you could able to  make reasons  especially when they  tend  to steal small amounts on  each accounts same as you mentioned you wont feel it because of bitcoins  price  volatility. Even they are on the  bank the risk  is still there. So  I  really said  no with this.

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November 08, 2016, 03:50:01 PM
 #48

Absolutely no! I use bitcoin because it's not under controlled by any government or anyone and any bank and it's tax-free. Having bitcoin in a bank means that bitcoin won't have any difference compare to other currencies and we will have to pay tax for it then what's the point of using bitcoin now? The idea that banks have bitcoin is totally against the concept of bitcoin.

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November 08, 2016, 03:51:29 PM
 #49

My bank already has a lot of my money.
Would I trust them with my bitcoins? sure. I see no reason why they would handle them differently than they handle my money.
Of course there had to be some advantages it would have to bring me, such as interests or at least that my coins are ensured.
But in general I see no problem with the combination of bank and bitcoin.

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November 08, 2016, 04:30:12 PM
 #50

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

that is a tough question to answer. because if it were just choosing between a bank as wallet and my own wallet on desktop or paper then it would have been easy I never choose bank in that case.

but if there are some additional services I think it is worth to consider it.
also this decision is dependent on the current situation where I can not spend bitcoin easily since not a lot of places accept bitcoin, so having a credit card that can be used everywhere and holds bitcoin is a good option. but if bitcoin were accepted everywhere directly then there is no point in using a third party like a bank.

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November 08, 2016, 04:37:08 PM
 #51

Absolutely not why would i store my bitcoin amounts on a bank if i can do it in fiat and in fact we already do have a bitcoin bank called wallets. I just simply cannot put bitcoin asset that could be 0 valued someday.


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November 08, 2016, 04:40:40 PM
 #52

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

Destroying privacy and decentralization by handing over one's funds to a third party is not helping the Bitcoin ecosystem at all. It's actually damaging it, because the original advantage of Bitcoin as a independent form of sound currency is put at stake. The very reason for the creation of Bitcoin was to end the cancerous reign of fiat money and banks. With Bitcoin it is extremely easy to be in full control of one's funds and to execute worldwide value transfers for low fees without having to ask any banker / gov muppets for permission. Handing over control of one's Bitcoin to banks is perversion.

So the answer is a clear NO, regardless what services are offered by the bank. In fact I plan to close my bank accounts in the foreseeable future and rely on Cash and Bitcoin.

ya.ya.yo!
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November 09, 2016, 03:59:51 PM
 #53

I wouldn't put my bitcoins into a bank because I know that it's secure enough. Banks are there so that the government can control the currency. Once the majority of bitcoin falls into the hands of banks, we can forget about the "decentralized" and "anonymity" feature of bitcoin. Just do some research about making your bitcoin wallet secure so you wouldn't be having thoughts of needing banks for the security of your coins.
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November 09, 2016, 04:11:52 PM
 #54

This would take away from anonymity, but may help the overall ecosystem because existing members may be influenced into moving some of their funds into BTC accounts. Also, what would happen if the bank ran full nodes? Offered BTC debit cards, credit cards, and loans?

I see some pointless comments here. It's fine that a person is not favor to this but make a reasonable reason. Literally opening bitcoin account in a bank if ever that is possible is just meant for comfortability service. There are benefits of course. Sucks to see "Im not storing coins at bank" "I can be my own bank" etc. It's not the point. Why in the first place will you do save coins at the bank? Just use their service. The maintaining balance if ever you have a bank account is not that high depends on the bank. Also do you think your BTC1 saved at a reputable bank will be a reason for banks to make them fraud? Banks are complying with the law and regulations of a certain country so if ever there is a fraud, customers are not left crying.

And this is a good idea to me since ATM's are spread out. If ever bitcoin account is possible in the bank I can take advantage of that because I know there will be an additional option now at ATM to withdraw bitcoin. Good for emergencies when there is no internet connection available.

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November 09, 2016, 04:40:42 PM
 #55

Absolutely no! I use bitcoin because it's not under controlled by any government or anyone and any bank and it's tax-free. Having bitcoin in a bank means that bitcoin won't have any difference compare to other currencies and we will have to pay tax for it then what's the point of using bitcoin now? The idea that banks have bitcoin is totally against the concept of bitcoin.

Exactly, Yes we do save our amounts on banks because it is a way more established but when it comes to earnings,payment transactions and privacy we definitely are always going to choose bitcoin. We do not use bitcoin to be a storage for our assets, instead most of us uses bitcoin to gain amounts.


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November 09, 2016, 04:43:48 PM
 #56

Nope I won't open bitcoin account in bank. I don't trust any one in bitcoin world other than blockchain because blockchain is official and there is no one to steal my money from blockchain wallet. All I trust is blockchain and all other websites are fake in eyes. Because already I had suffered lot of losses from scammers
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November 09, 2016, 04:44:34 PM
 #57

Sorry I trust only blockchain wallet  Because it's the most secure wallet because bitcoin relays on blockchain. I know when banks will come in bitcoin then definitely there will be more possibility of scam because then many user will open bank account of bitcoin and they will suck our money like juice
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November 09, 2016, 04:45:14 PM
 #58

I think having bitcoin account in banks will be secure if the banks are nationalised because they have name and fame and they can't chat us easily because if they check then they will lose their trust and people Will stop using their banks. But since bitcoin is decentralized and  still government had not well accepted the coin so that's the problem.
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November 09, 2016, 04:59:17 PM
 #59

I think open a bitcoin account in banks because official nationalised banks don't do any scam. They need only money and they know that it could be earned only with trust. So i  they will not scam us like other websites. And never trust any website to have a wallet our bitcoin account through 3rd party website trust only centralized and nationalised institutions in term of money.
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November 10, 2016, 04:27:32 PM
 #60

In my opinion why should we need bank account to access bitcoin. Simple make a blockchain wallet that it. There is no need for going under lot of process and waiting in long que in banks.
In blockchain wallet simple keep the wallet id and password remember or write wherever  that's it you don't need anything else to access your bitcoin account and even blockchain wallet have Android and ios app too so it's another positive point.
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