You may want to rethink this over and contemplate whether modern capitalism (the free version, what's left of it) cold work without some form of banking. Personally, I think banking is an essential element of our society. Don't mistake the current situation for what it actually should have been.
FTFY
I think
banking debt is an essential element of our society
The higher up the food chain you are, the more you justify the status quo...
but it's always sad when somebody thinks they're higher up than they are.