I really liked your slogan: "Uber lets anyone play Taxi. We let anyone play bank." But as much as I want it to be true there are some core differences between lending money and driving a car.
And the only way to prove that your system is efficient and good at limiting possibilities of fraud is when the system will be fully operational and live.
Already, it is fully operational my friend.
Just download the app from Google Play store and test it for yourself.
Invite your friends and start lending or borrowing. You can also report bugs if found via the same application.
Also pretty soon, CredibleFriends will also be available on iOS store. And I am sure this will appeal Apple users to a great extent.