Your asking for a .15 bitcoin loan with a 2.2 repay, and your collateral is an account for a website where you get loans which has a 300$ loan credit on it. Why wouldn't you just use that account to get a loan and why are you repaying 2.05 interest bitcoin as loan. Obviously a scam, no one would fill this loan.
Yea that doesnt make sense on why he dont use the website to request a loan. I can think of several reasons which all still end up making this post looking like a scam.