So what you're offering is an altcoin which I'm sure only a few have heard of, which is on a coin-"mining" site(heard it so many time, still delivers a laugh).
Um yeah, move along if you're not offering something more reliable. BTW I heard something about being able to exchange it to PM, why not do so and offer that as collateral. You'll prolly not get a neg then
Edit:
First of all, the borrower sends first and not the lender.
Didn't see that one, lol Lending section still is funny.