So, I took it out, was all set to take off the heatsink, and saw the stickers saying I'd void my warranty. I thought, "aw, hell, I'd rather not, what if there's a real problem?" and put it back in. Now it's running at 105C. The fact that it's still running amazes me. I was gonna change the clock speeds, but both EVGA Precision and MSI Afterburner show zeroes for the clocks and don't allow them to be modified. What the hell?
send them back for RMA. lie to them and say the card keeps on throttling.