re-read my post, I'm new to this, I understand you need to be harsh because you don't know who you are talking to.... I'm not a scam, I've just never done this before
You are not new into this, you only have a few posts and here you are asking for a loan right away. You are not waiting for an angel, you are waiting for a sucker who will fall to your promise "I will not default" and "I'm not a scam", those lines are not new here, you even know what an ICO is while others who claims to be new starts at the Beginners and Help section.