I'm just confused why I am getting a little bit smaller amount to my Coins.ph when I'm sending from Xapo. But when I do it the reverse way, I also get a little bit higher amount.
When you are sending from Coins.ph to Xapo, are you sending in Coins.ph Peso to Xapo? Because if you are doing that, you should not. Coins.ph Peso value is different in Xapo Peso value, plus, the BTC to USD value is changing every minute.
So if you are sending between different online wallets, you should send in BTC not in Peso or USD value.