Since BTC price is rising (again) it has become disireable to steal them, Because of this I publicly announce I will never take a loan, The heat is too much for me, I don't even have any BTC anymore, As soon as someone pays me back what they owe, I convert it to fiat and that's that.
This fact will be lost to obscurity within a few days.
A good idea would be to contact John (John K.) and have him set up a sticky thread where users can announce they will never ask for loans.