I will ask you in PM to send me a picture of yourself holding your ID up with a specific word which I tell you to write. If you have an issue doing this then your a scammer. You should have nothing to hide. I won't be posting the picture anywhere unless you fail to pay. Then its going over every site I can think off. So only the genuine need apply.
Dude,you're still going to get scammed,majorly.
You know there are 10,000 sites where you can pick up random pictures and photoshop them however you will like.Holding a particular word or sign makes is much simpler to achieve.Isn't it funny someone makes a new account,manages to photoshop your message and way to go to default your loan.
On a brighter side,asking for ID proofs as a valid collateral is wrong in my opinion as you don't get nothing back monetarily.