This is missinformation, unless you have stats to prove this then this isn't true. That means thats out of the 5 loans I have invested in the last month, 4 of them should have defaulted and currently none have. Stop with the FUD, get your facts straight.
Those aren't stats either they are your experiences.
and link please to this repaid rate? (Its interesting to me)
edit: I'd love for btcjam to be a success, but ask around... it isnt (sad cause the real borrowers on there are pretty awesome, just too many scammers taking btc and running)
