[LIST] Free EU bank accounts that you can be opened directly online

[hashtag]

is anyone using fidor.de card to pay in non-EUR country? I can't find the currency conversion fees.
and what their exchange rates like? interbank, mastercard rates, or their own ripping you off rates?

[LeGaulois]

The fee is 1.5% and if I am correct it's the same no matter the card you own (SmartCard, debit MasterCard or the Smart MasterCard Prepaid)

You can find the conditions for each card on this page
https://www.fidor.de/document-center/documents

• Fidor SmartCard
• Fidor débit MasterCard ®
• Fidor Smart MasterCard Prépaid ®

Then search for this text

Fremdwährungseinsatz bei Einsatz der Karte in einer Fremdwährung wird diese Gebühr von Ihrem Fidor
Smart Girokonto gebucht (= Wechselgebühr) 1,5 %

...trasnslating

If the card is used in a foreign currency, this fee will be charged by your Fidor Smart current account (= exchange fee) 1.5%

[sampam]

So seems like revolut, n26, bunq and mistertango are the only established EMIs/banks that somewhat work with crypto exchanges right?
At least I didn't see any others mentioned in the late few pages of this thread.

mistertango seems to be the most popular here but they've always seemed sketchy to me.

I know from personal exprience that revolut freezes your account every few thousand EUR and asks for source of income. However they explcitly tell that crypto is not suitable source of income which is just stupid.


Im looking for people that have actually used n26 and bunq to receive few thousand EUR per month from exchanges and have had no problems?

Though wary of MisterTango so far has still worked. N26 has also been working so far. Less than 10k for each direct from exchange.

[hashtag]

Has anyone tried to receive wire from crypto exchange to n26, transferwise or bunq? How did they react?

I wouldn't try transferwise. Bunq is supposed to be crypto friendly (to a certain extent). You can just ask support to see if it's ok.

Why you wouldn't try transferwize?


Have you used Bunq and with what range of amounts (eur per month) ?

Transferwise is not crypto friendly as statzd in their T&Cs.
1000/2000 euros per month for Bunq should be ok (directly from exchanges not localbitcoin stuffs).
Revolut accept transfers from reputable exchanges but their constant freezing of accounts by stupid algos even for ridiculous amounts have made them unbearable.

Have you tested Transferwise with significant amounts from your other bank accounts?

You can use fidor or n26 to get wires from exchange and then transfer or topup with card Transferwise to take advantage of their competitive rates. I guess.

[hashtag]

guys wirex now supports DAI stablecoin which is the first.
Have you tried using the wirex card to top-up others like revolut, transferwize, n26?

[felicita]

iam using n26 bank now since 1 month and they working pretty nice.
They support always answer fast but you have to check the opening hours from them.
Iam currently on holidays and have used the card here Its great for travelers.


regards

[hashtag]

Does Payoneer give you personal IBANs now and can you receive from exchages if yes.
Also what are the strong limitations that are linked in OP? It wasn't me to be signed in to read them.

[hashtag]

iam using n26 bank now since 1 month and they working pretty nice.
They support always answer fast but you have to check the opening hours from them.
Iam currently on holidays and have used the card here Its great for travelers.


regards

From which exchanges you've wired to n26 and have they asked you to prove anything so far? (source of income etc) or the amounts are not significant?

[hashtag]

bump for more info about n26, they seem very promising but so far I can't find info from crypto users using them.

[tsoPANos]

bump for more info about n26, they seem very promising but so far I can't find info from crypto users using them.

+1

I would also like updated information on n26 and kraken.
Do they block Kraken like Revolut does?

It is possible to both withdraw and deposit?

[sampam]

bump for more info about n26, they seem very promising but so far I can't find info from crypto users using them.

+1

I would also like updated information on n26 and kraken.
Do they block Kraken like Revolut does?

It is possible to both withdraw and deposit?

No issues yet. Latest one 2 days ago 7k euro.

[hashtag]

bump for more info about n26, they seem very promising but so far I can't find info from crypto users using them.

+1

I would also like updated information on n26 and kraken.
Do they block Kraken like Revolut does?

It is possible to both withdraw and deposit?

No issues yet. Latest one 2 days ago 7k euro.

awesome. From which exchanges you've wired to n26?

[sampam]

bump for more info about n26, they seem very promising but so far I can't find info from crypto users using them.

+1

I would also like updated information on n26 and kraken.
Do they block Kraken like Revolut does?

It is possible to both withdraw and deposit?

No issues yet. Latest one 2 days ago 7k euro.

awesome. From which exchanges you've wired to n26?

Kraken.

[hashtag]

Which of those EMI allow you to top up your balance with card for free?
The only one I know and test is revolut, any others?

[freespirit]

Which of those EMI allow you to top up your balance with card for free?
The only one I know and test is revolut, any others?

Transferwise?

[hashtag]

Which of those EMI allow you to top up your balance with card for free?
The only one I know and test is revolut, any others?

Transferwise?

Yes they do, about 0.20% fee which is ok.

So are revolut and transferwise the only ones?

[hgerson]

Which of those EMI allow you to top up your balance with card for free?
The only one I know and test is revolut, any others?

Transferwise?

Yes they do, about 0.20% fee which is ok.

So are revolut and transferwise the only ones?

Last time I checked, monese allowed credit and debit card top ups for a small fee.

[Guglevois]

Hello.
Anyone using Leo Pay (blue) for transfering money from exanges. Like Kraken? Does they accept payment to their BG iban without problems?

Also Monese is good option to receive fiat from exchanges? Thanks for opinions

[hashtag]

Hello.
Anyone using Leo Pay (blue) for transfering money from exanges. Like Kraken? Does they accept payment to their BG iban without problems?

Also Monese is good option to receive fiat from exchanges? Thanks for opinions

Im not aware of either of these being crypto friendly.

By the way LeoPay is owner by the same company as iCard, right?
So what is the difference in opening an account with either of them?

[Guglevois]

Yes, they are same Bulgarian company, are they unfriendly with transfers from exchanges?