okay
i will decrease my loan amount to 50?
then 120 percent of loan ?
and as for recovering the account
i won't
you can change the password until i repay :")
Again, the account can be recovered easily, even if someone changed the password. Decreasing it down to whatever will not get you a loan either, even if its a cent. Plus your account been marked with red from your previous request so your request will be useless.
So remember this: No collateral, no loan.