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January 26, 2017, 03:37:08 PM |
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What would you personally consider to be the most user friendly, easy to use wallet for mobile platforms as of now, that is actually working and used to transfer funds as we speak? It is very important that it features cross-platform support and can easily be operated by just about anyone that has access to a smartphone. I believe this is certainly something that is very much required for easier adoption amongst people that have not yet discovered their interest in crypto, and peer to peer transactions in particular.
In China people actually use WeChat not only to chat but to (among other features) transfer money to other contacts. Last time I checked, WeChat did not charge a fee for transferring funds (and it is capped at 20000 RMB a day afaik). This integrated feature is something people like to use, yet needless to say its underlying architecture is not related to cryptocurrency but works by transferring funds from one's bank card into the app's "wallet". It does require the ID, full name, as well as phone number registered in the bank.
Apps that have grown to such gigantic dimensions as WeChat (approx 800 million active users) really can help cryptocurrency adoption on a large scale. They might be (one of) the most essential tools to really foster adoption. On Chinese New Year, which happens to be at this time of the year, Bitcoin enthusiasts in China actually exchange millions worth of Bitcoin via the mobile wallet of beijing-based exchange OKCoin and their WeChat accounts.
Could it be popular apps such as these that are the key to widespread use? It gives people a chance to get to know this technology in a practical and useful way. It also helps to demolish the barriers which exist at present. Most people just can't and won't dig deep into the technology behind all this -- they just want to send funds around, easily and effectively. Once they get to know the advantages of cryptocurrency technology through practical use, they might very well get to know features that go beyond mere peer to peer transaction capabilities, ie. digital signatures etc
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