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Author Topic: Why Doesn’t Western Union or Moneygram Use Bitcoin?  (Read 3310 times)
OmegaStarScream
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January 29, 2017, 06:09:09 PM
 #1

The short answer is that Western Union doesn’t need Bitcoin in its current infantile state. Conversely, if and when Bitcoin reaches adulthood the world would no longer need Western Union.
I really liked the above statement and this is one of the fewest articles that I really enjoyed reading on cointelegraph[1].

[1] https://cointelegraph.com/news/why-doesnt-western-union-or-moneygram-use-bitcoin#

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January 29, 2017, 06:15:19 PM
 #2

Bitcoin encroaches more on WU's business model than anything to be honest, they really can't use it without admiting that Bitcoin is better and undermining their own quality of service to be completely honest. Something like that is just going to be absolutely insane for most companies' reputation, and even if they don't need it, it completely damages their own business model.














 

 

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January 29, 2017, 08:47:15 PM
 #3

There's no money for Western Union or Moneygram to make by transacting Bitcoin. WU's fees are super high, they couldn't come close to competing with Coinbase or non-bank methods of bitcoin transaction.

Majority of the people using WU are lower income and exchanging money across borders. It would make more sense for these people to use bitcoin INSTEAD of WU, it would be cheaper and easier for them if there were bitcoin ATMs (that accept cash) nearby.

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January 29, 2017, 09:06:59 PM
 #4

The short answer is that Western Union doesn’t need Bitcoin in its current infantile state. Conversely, if and when Bitcoin reaches adulthood the world would no longer need Western Union.
I really liked the above statement and this is one of the fewest articles that I really enjoyed reading on cointelegraph[1].

[1] https://cointelegraph.com/news/why-doesnt-western-union-or-moneygram-use-bitcoin#

Thank you for sharing with us this article, I didn't know that people are able to make WU transfers within the Viber mobile application, for WU that is not accepting bitcoin I think is a big mistake especially people would enjoy spending their bitcoin for instant cash like withdrawing bitcoin from a bitcoin debit card.

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January 29, 2017, 09:10:22 PM
 #5

I would say that when bitcoin really takes hold we will eventually see the end of western union and moneygram.
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January 29, 2017, 09:30:32 PM
 #6

because western union or moneygram
1 is high fee, is compare use local bank
2 is very long time to receive , in use local exchanger use local bank is very fast

so all people prefered choose local bank, to bitcoin transaction


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January 30, 2017, 12:49:27 AM
 #7

Bitcoin is competition for that services Chinise have bought Moneygram,fresh news,maybe one day thay will accept bitcoin.For sure Chinise will use blockchain for money transfer

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January 30, 2017, 12:51:58 AM
 #8

I would say that when bitcoin really takes hold we will eventually see the end of western union and moneygram.
I doubt this is going to happen in our lifetimes, and probably not at all.

Bitcoin is only a $12 billion market.  That's too damn small to be using it as a worldwide currency.  Way too damn small.

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January 30, 2017, 04:36:07 AM
 #9

This is a stupid topic (no offense to the OP). Why should Western Union and Moneygram use Bitcoin, when it is a competitor to their business. If people start using Bitcoins for remittance, then the revenues for WU will drop.

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January 30, 2017, 05:07:43 AM
 #10

none of them care about bitcoin. it is like saying why a big fast food restaurant franchise like McDonald don't care about a food cart two blocks over selling hot dogs to random people on the street. and right now bitcoin is like that food cart and has small capacity too (block size or TPS limit and also adoption) but unlike that food cart it has lots of potential to grow much bigger.

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January 30, 2017, 06:03:19 AM
 #11

there is a big difference between western union, moneygram and bitcoin, they are competitor to each other, Western union and moneygram have their own business and they will try to increase their own business more and more and have no concern with bitcoin. one is the big difference is that western union and money gram are legal as they only transfer money from one country to another and do not have their own currencies, while bitcoin itself is a digital currency and still they do not have the support of governments. bu in future we can hope so.

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January 30, 2017, 06:16:25 AM
 #12

Sorry MMA, but I need to correct you here.

Bitcoin is absolutely a competitor with Western Union and Moneygram. In fact, any method for sending money to a different part of the world is a competitive [business/channel/alternative] to traditional money wiring services.

Bitcoin offers a HUGE advantage over the high costs, high administrative effort, and slow timing associated with completing a global transaction via Wester Union and Moneygram.

Perhaps you're just making an opinion to get a post in, but let's be honest. There should be no surprise that bitcoin is overcoming Western Union in transaction volume.


there is a big difference between western union, moneygram and bitcoin, they are competitor to each other, Western union and moneygram have their own business and they will try to increase their own business more and more and have no concern with bitcoin. one is the big difference is that western union and money gram are legal as they only transfer money from one country to another and do not have their own currencies, while bitcoin itself is a digital currency and still they do not have the support of governments. bu in future we can hope so.

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January 30, 2017, 06:37:16 AM
 #13

The short answer is that Western Union doesn’t need Bitcoin in its current infantile state. Conversely, if and when Bitcoin reaches adulthood the world would no longer need Western Union.
I really liked the above statement and this is one of the fewest articles that I really enjoyed reading on cointelegraph[1].

[1] https://cointelegraph.com/news/why-doesnt-western-union-or-moneygram-use-bitcoin#

Bitcoin still consider as risky currency means that bitcoin value still unstable. So bitcoin need more time to reach that point on the future

By using bitcoin will help bitcoin development and existense around the world which will lead into stabilization value for bitcoin


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January 30, 2017, 06:54:15 AM
 #14

Bitcoin is a direct competitor to their business model and I'm very sure they would be concerned about it, adding it would made them look foolish because any jack can easily copy their business model.

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January 30, 2017, 07:12:54 AM
 #15

This is a stupid topic (no offense to the OP). Why should Western Union and Moneygram use Bitcoin, when it is a competitor to their business. If people start using Bitcoins for remittance, then the revenues for WU will drop.

Yes, I absolutely agree with that!
That being said, WU up until now are still enjoying their very high remittance fees.
I hope one day, people will be educated enough on how to handle digital money to send this anywhere in the world.
Making these shark-remittance companies pay for what they are taking from their customers.
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January 30, 2017, 07:18:54 AM
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This is a stupid topic (no offense to the OP). Why should Western Union and Moneygram use Bitcoin, when it is a competitor to their business. If people start using Bitcoins for remittance, then the revenues for WU will drop.
when bitcoin fully grow western union and money gram will be out of business. The underlined principle behind established of bitcoin are low fee, decentralization and security. Western union or money gram are established to make money through fees as they like the conventional banking. They will not use bitcoin because they know the day they start to use it their business is over.

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January 30, 2017, 07:53:17 AM
 #17

Because they are not like bitcoin that very convenient to use, the satisfaction on the users they cannot comply it well. That's why bitcoin for them is really a threat, though bitcoin is not actually competing them. If were the the owner of WU if I can't beat them join them. just very simple.

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January 30, 2017, 10:15:34 AM
 #18

The short answer is that Western Union doesn’t need Bitcoin in its current infantile state. Conversely, if and when Bitcoin reaches adulthood the world would no longer need Western Union.
I really liked the above statement and this is one of the fewest articles that I really enjoyed reading on cointelegraph[1].

[1] https://cointelegraph.com/news/why-doesnt-western-union-or-moneygram-use-bitcoin#

For me I have not seen anywhere in the world, although I have not been to the whole world but the its a fact that you wont see where a competitor will be promoting another competitor when it is obvious that that the moment bitcoin becomes generally accepted, then if it wont send paypal and money gram out of business it will shrink their revenue to a large extent. I wont even be surprised if they are behind the campaign propagating the disadvantages of bitcoin alone.

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January 30, 2017, 10:19:40 AM
 #19

I would say that when bitcoin really takes hold we will eventually see the end of western union and moneygram.
It wouldn't make sense for someone to use these services if bitcoin becomes adopted globally, these companies would need to completely change to accommodate bitcoin, maybe offer some kind of bitcoin to cash service in order to get their fees.

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January 30, 2017, 10:43:05 AM
 #20

Speaking of money remittances or transfers they would really not like to adopt bitcoin because they cant make money on every transaction that they made and also they saw bitcoin as a competition to these field regarding on money or fund transfers that why they would not ever accept bitcoin on their service.

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