What I have not been able to find is the specifications about the contract agreement. Like:
1:) Am I involved for life?
2:) Do I get my investment back when Minergate decides the contract is no longer profitable?
3:) Can I withdrawal my investment from a previously purchased contract when I want cancel?
4:) Can a potential contract display the maintenance fee up front so an investor can know their ROI before submitting to a contract?
5:) I know these are contracts so how come Minergate gets to cancel but the investor can not?
Regarding your question my current understanding is
1) Yes, it is written in FAQ. This can change at any time as it happened in hashflare.
2) I highly doubt it, but you never know.
3) I don't think you can cancel any contracts.
4) The maintenance fee is shown to you when you buy hashrate.
5) No idea. They make the rules.
From what I see from your statistics, your ROI should be much more than one year, possibly around two.
In my opinion, minergate contracts are on the verge of a scam. I have bought five small BTC contracts and I have noticed that the profit does not depend on the hashrate, but rather it is fixed such that you get ROI in exactly 365 days given fixed difficulty. Since difficulty changes, your profit decreases every day, so, in the end I don't know if you ever get your investment back. Notice that minergate only saves your daily profit in dollars, not BTC, which is misleading.
I have posted my observations here
https://bitcointalk.org/index.php?topic=2511076Since you have older contracts, can you either confirm or disprove my claims? Also, how has your daily profit in BTC has changed over time? Does it follow the mining difficulty, or it follows an internal minergate algorithm that fixes ROI for all contracts to a fixed time?