OK, thank you. I just used the middle setting on Electrum figuring that would use the "going" rate for transactions, I was not trying to be cheap, although it sounds like I was accidentally. Next time I will reference the calculator site you provided.
Is Block Reader the best place to monitor the transaction or is there a best way to watch its placement in line, for my learning purposes?
Any block explorer will do (blockchain.info is the most used AFAIK). Bitcoin transactions don't really work in "a line". When you broadcast a transaction to the network it will be added to what's called the memory pool, it's basically just a list of unconfirmed transactions that are waiting to be included in a block/confirmed. When a miner creates a block , he'll pick out a bunch of transactions from the mempool and include them in his block/confirm them, when he does that he gets the transaction fee for all of the transactions he confirmed.