cpfreeplz
Legendary
Offline
Activity: 966
Merit: 1042
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February 11, 2017, 03:49:50 PM |
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I don't see the point of a cosigner or guarantor because it could just be an alt. If someone is trusted in the bitcointalk community you'll know it and not have to worry about a vouch or cosign from someone else trusted. Also, you always run the risk of having the account tagged because they defaulted on a loan so that's another issue you'll need to worry about.
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rvbtccom
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February 11, 2017, 09:44:23 PM |
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I think that BTC lending service is very profitable project , but you must take collateral from new members and make the maximum lending amount for new members of low rank and this forum and when you take the collateral if the member is a scammer you can sell the collateral who must be more then the lended amount about high member rank you can trust them by checking their work history or the trust history Good luck in your work
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fitty
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February 12, 2017, 02:24:45 AM |
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I think that BTC lending service is very profitable project , but you must take collateral from new members and make the maximum lending amount for new members of low rank and this forum and when you take the collateral if the member is a scammer you can sell the collateral who must be more then the lended amount about high member rank you can trust them by checking their work history or the trust history Good luck in your work
I partly agree with you. But in my own perspective. I think it is best to have a Collateral in every lend you make. In this case, you will minimize the risk of scam since they will loose more amount than you have lend to them. Even if they have a good reputation there is still risk of scamming. But, it also depends on the situation. If you are going to lend a trustworthy person, no need to worry about collateral. Just make your transaction public so that you will have a reference in case that person runs away.
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n0ne
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February 12, 2017, 04:45:30 AM |
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Lending bitcoin is one among the best profiting access for bitcoin users. With these kind of service the risk is very heavy than making investment. Because with these services several people try to scam the newcomers with collateral.
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Zadicar
Legendary
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Activity: 1484
Merit: 1025
DGbet.fun - Crypto Sportsbook
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February 12, 2017, 08:02:19 AM |
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Lending bitcoin is one among the best profiting access for bitcoin users. With these kind of service the risk is very heavy than making investment. Because with these services several people try to scam the newcomers with collateral.
Yes its really profiting business but the risk involved is really high which you have said also but there are still people could able to handle the risk. Collateral does really need always when you tend to lend money to someone because you could somehow assure if incase those borrowers would ran off and not will pay the loan on due date.
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zeaderza
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February 12, 2017, 01:09:38 PM |
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Collateral is most important part of the lending business but I would like to suggest in that in Starting offer Interest free loan.. with that you'll get some permanent customers, interest free loans always attract users. with that you'll get more clients.
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miningdude
Sr. Member
Offline
Activity: 416
Merit: 250
Have a mining rig
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February 12, 2017, 01:24:31 PM |
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do not start a btc lending only if you know what are you doing, otherwise you'll get scammed by a ton of people.
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virusasog
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February 12, 2017, 02:28:15 PM |
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do not start a btc lending only if you know what are you doing, otherwise you'll get scammed by a ton of people.
Yeah most of the people from Btcjam they just apply and get the loan from the loaners and they just ran away. I think lending process is the not a best way to make a bitcoins. I think op could choose trading or signature campaign.
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passwordnow
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February 12, 2017, 02:51:23 PM |
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Here's where I need an suggestion or opinion!... There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
Good luck to your lending plan, but the question is those default trust member will have their time to vouch or co-sign for a guy that wants to loan without collateral? Because their name can be included if that guy will fail to pay you. Better to avoid headaches, just don't give loans to people that will ask you loan without collateral. Having Collateral is strongly recommended. Default trusted members won't risk co-signing on a loan if they think the Borrower is going to default. I don't believe they would risk they're reputation on something of high risk And why not just pursue that way of lending because lending without collateral is surely going to give you headaches, believe me. Let's say they aren't going to risk their reputation but some of them doesn't want to have headache too. Though I'm saying that always on the safe place is going to be the best choice, but with co-maker or co-signee it seems that DT's rep are the collateral, for me that is not going to work out.
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Carmen_Sandiego
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February 12, 2017, 02:51:56 PM |
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I think this is an investment with potential. But for you to succeed, you need to gain investor confidence. For this you will need a good collateral, and also a good marketing, so that people know your service. All of this, of course, requires capital, efficient planning and a good study of risks.
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legendbtc
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February 12, 2017, 03:14:46 PM |
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Lending bitcoin is one among the best profiting access for bitcoin users. With these kind of service the risk is very heavy than making investment. Because with these services several people try to scam the newcomers with collateral.
Yes, lending services will give higher profits and at the same time there is big risk involved in it. But i don't how this service will be successful with the new comers and even with people who are lending bitcoin. In what way we can offer this type service to people so that both of them should benefit.
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jossiel
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February 13, 2017, 02:22:07 AM |
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If you want to give solution to those people who are asking loans without collateral, that isn't going to work as business.
It is not going to make you productive to have this type of lending service but if you really want to make this happen.
It's going to be on your part to just give loans to those guys that has reputation in the forum which I think is your responsibility.
Well. I don't believe accepting bitcointalk user accounts as collateral would be a great idea would it? Don't those defaulted user accounts from loans get red flagged? Yeah accepting bitcointalk accounts as a collateral is not going to be a good thing for you. There are even more collateral that they can use. There are alt coins where you can use to hold for them upon borrowing loan for you. And there are DT's discouraging the use accounts for collateral. You can just show proofs of defaulting with DT's and they'll tagged them out.
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stomachgrowls
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February 13, 2017, 03:03:24 PM |
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If you want to give solution to those people who are asking loans without collateral, that isn't going to work as business.
It is not going to make you productive to have this type of lending service but if you really want to make this happen.
It's going to be on your part to just give loans to those guys that has reputation in the forum which I think is your responsibility.
Well. I don't believe accepting bitcointalk user accounts as collateral would be a great idea would it? Don't those defaulted user accounts from loans get red flagged? Yeah accepting bitcointalk accounts as a collateral is not going to be a good thing for you. There are even more collateral that they can use. There are alt coins where you can use to hold for them upon borrowing loan for you. And there are DT's discouraging the use accounts for collateral. You can just show proofs of defaulting with DT's and they'll tagged them out. Even though making accounts as collateral is prohibited but still we cant stop anyone who will use it for their loan purposes and you are right i dont think these accounts are even worth to make as a collateral unless if you have a legendary account then it would do give some good loan amount.Collateral must be needed which is more valuable to the loan that you have borrowed.
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jossiel
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February 15, 2017, 06:07:47 AM |
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If you want to give solution to those people who are asking loans without collateral, that isn't going to work as business.
It is not going to make you productive to have this type of lending service but if you really want to make this happen.
It's going to be on your part to just give loans to those guys that has reputation in the forum which I think is your responsibility.
Well. I don't believe accepting bitcointalk user accounts as collateral would be a great idea would it? Don't those defaulted user accounts from loans get red flagged? Yeah accepting bitcointalk accounts as a collateral is not going to be a good thing for you. There are even more collateral that they can use. There are alt coins where you can use to hold for them upon borrowing loan for you. And there are DT's discouraging the use accounts for collateral. You can just show proofs of defaulting with DT's and they'll tagged them out. Even though making accounts as collateral is prohibited but still we cant stop anyone who will use it for their loan purposes and you are right i dont think these accounts are even worth to make as a collateral unless if you have a legendary account then it would do give some good loan amount.Collateral must be needed which is more valuable to the loan that you have borrowed. It's hard to regulate this way of lending and there are a lot of people who are using their accounts as collateral. And if op will not implement this type of lending surely he is going to be a good contributor to prevent this way of lending.
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Amph
Legendary
Offline
Activity: 3248
Merit: 1070
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February 15, 2017, 08:02:56 AM |
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do not start a btc lending only if you know what are you doing, otherwise you'll get scammed by a ton of people.
easy avoidable by requesting the corret collateral, and maybe avoid account as a collateral and only request altcoin for example, the best oen that do not lose value quickly i would say that with escrow account can be still good to accept as a collateral
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Qartersa
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February 15, 2017, 12:44:42 PM |
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I don't think it is that profitable and that easy to do. Think about it, there are tons of lenders in the bitcoin lending section. You have to compete with them. Then think about it, they just earn only a few bits of coins then when they get scammed they lose a substantial amount of money and they have t offset this with their earnings. Sure they have collateral, but that might somethings not get sold or becomes worthless at some point.
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WhiteStar_
Member
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Activity: 64
Merit: 10
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February 16, 2017, 01:25:25 AM |
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I will discourage you to do this kind of business.Why?one thing is its too risky to do this lending on an online forum,yes there are trusted members here but always remember that scammers are just around, even with a collateral some are just defaulting a loan from someone here
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Factmine
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February 16, 2017, 01:42:32 AM |
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I will discourage you to do this kind of business.Why?one thing is its too risky to do this lending on an online forum,yes there are trusted members here but always remember that scammers are just around, even with a collateral some are just defaulting a loan from someone here
Are you related to DarkStar_ by any chance? I know DarkStar_ is a lender here and he has his own lending thread over at the lending section. So, I thought you might be the same guy. Yeah, I agree, plenty of borrowers just default loans even if they have valid collateral.
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virasog
Legendary
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Activity: 3122
Merit: 1172
Leading Crypto Sports Betting & Casino Platform
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February 17, 2017, 04:16:38 AM |
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I've been having some interest with lending BTC here on Bitcointalk.org, it's a very risky investment. I realize this already and have accounted for.
Having valid collateral is a must to reduce risk lending bitcoin.
Here's where I need an suggestion or opinion!... There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
Good to see that you offer this kind of service though it is not knew but the trust you gave to people here. But then be careful to those people who are really veterans on scamming money, they are just around trolling. Lending service requires a lot of attention so no one can scam.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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Silberman
Legendary
Offline
Activity: 2660
Merit: 1363
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February 17, 2017, 05:36:11 AM |
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I've been having some interest with lending BTC here on Bitcointalk.org, it's a very risky investment. I realize this already and have accounted for.
Having valid collateral is a must to reduce risk lending bitcoin.
Here's where I need an suggestion or opinion!... There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
Save yourself the trouble and the headache and never give a loan without a valid collateral, the ones asking for a loan will obviously try to get the best terms possible but you need to lookout after yourself first if they don't like the terms they can always try someone else to fulfill the loan.
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