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年轻一代热捧区块链技术 本地货币或迎来发展新机遇
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Topic: 年轻一代热捧区块链技术 本地货币或迎来发展新机遇 (Read 205 times)
goodyang
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年轻一代热捧区块链技术 本地货币或迎来发展新机遇
March 26, 2017, 03:36:07 AM
#1
一个想法成功的前提不仅在于其本身科技先进还在于恰当的时机。在千禧一代看来,ATM就是出现在对的时间的对的科技,应需快速提供现金并改变了人们与钱的关系。下一样为他们管理得之不易的工资的大趋势是什么?
可能是本地货币。本地货币在特定城市或社区可以被用来在本地商店里购物,购买本地产品,甚至是支付本地租金或公用事业账单。这种对我们支付方式的改变出现得正是时候。为什么?这还要从以下三个重要的现象说起。
第一个是城市化。联合国人口基金会(UNFPA)数据显示,全世界正经历着史上最大一次城市化浪潮,超过一半的世界人口住在城市里。到2030年,将有约50亿人住在城市。这意味着城市将愈发成为经济增长的主要动力。随着各个中心城市连结起全球的金融进步,对反应这一转变的城市特有货币的需求会随之上升。
第二个原因与千禧一代成熟后所展现的社会与文化特性更为一致:城市化带来的更为密集的人口分布反而没有带来社区的创建。城市发展我们住得越来越近后,人与人之间的关系越来越淡。这是住在城市与抑郁症患病率上升有关系的一个原因。
但千禧一代向来喜欢与人接触,喜欢社区感和归属感。分享居住模式的兴起是个很好的例证。不只是WeLive和Common这样的空间增多,千禧一代还趋向于和室友共同居住而不是自己一个人生活。当然这个现象出现的部分原因是经济考量,但这也跟千禧一代明显的渴望重新获得“社交”感有关。仅是社交媒体无法提供这种“社交”感。
而这正是本地货币所致力于的——从钱包开始创建城市社区。本地货币给了城市居住者与本地商户互相支持的机会,这种社区感被千禧一代渴望。
得之不易的金钱留在了消费者的本地社区中,而不是到了看不见的口袋里。金钱留在社区范围内为该社区内部扩展了机遇,这就为花出的每一美元都增加了价值。美国独立商业联合会研究显示,在属于本地的商店消费一美元,就有48美分会留在那个社区;而在连锁店消费一美元就只有14美分。换句话说,我们可以用使用本地货币的方式在疏离孤独的城市中建造社区,将城市变为经济增长和变革的动力,同时改变人们对于花钱的感觉。
举两个成功的例子:
(1)英国南部的布里克斯顿(Brixton) 磅——“为支持布里克斯顿企业并鼓励本地交易,为本地商店和个人交易者使用”;
(2)特拉维夫Pishpesh——为该城市中300个本地商户使用。重点是,现金为社区服务。
但如果没有科技支撑使这种货币可用,那它们将是一文不值的。这就引到了第三个出现时机恰好的现象:区块链。就像告诉互联网推动了Spotify和Youtube的迅速发展一样,它改变了我们看待钱的方式,助力本地货币发展。通过区块链进行的交易高度安全、不易被贪腐,任何人有手机就能交易,而且资产数据实时提供,这可以帮助满足本地经济的需求。区块链技术为市民开发使用本地货币来支持本地企业、拉动经济增长和创造工作机会提供了方法。
总之,在城市化发展、千禧一代的兴起和新兴的区块链技术的三重作用下,本地货币迎来成熟的发展时机。这可能带来一种对于金钱的新看法——不是基于稀少性和竞争,而是基于合作。
设想一下你得到了100万英镑,但这些钱都在一个不能打开的盒子里。你还想要它吗?答案是否定的,因为这些钱本身没有价值,赋予它价值的是你能用它做什么事。千禧一代用本地货币就是在做这件事——让钱变得更有意义。
moki2
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Re: 年轻一代热捧区块链技术 本地货币或迎来发展新机遇
March 26, 2017, 12:49:56 PM
#2
世界货币才有意义
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