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Author Topic: 黑龙江排摸高校不良网贷  (Read 112 times)
hui1513
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April 05, 2017, 03:36:30 AM
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黑龙江排摸高校不良网贷:建学生消费监测机制,关注异常消费


2017-04-05 11:12
日前,黑龙江省教育部门对全省高校学生网络贷款情况进行摸底排查,用真实案例向大学生讲清不良网贷的后果,劝导有网贷行为的学生打消顾虑,及时上报真实情况,使学校准确掌握贷款人数、贷款金额及其还款情况,确保全覆盖、无遗漏。
黑龙江省各高校开展网络安全和金融知识教育,向学生普及金融信贷知识、网络安全知识及相关法律法规知识,掌握诸如逾期还贷滞纳金、违约金等基本金融常识,让广大学生了解校园网贷潜在风险,知晓不良网贷陷阱的各种形式,增强学生网络金融安全意识和自我保护能力。建立学生消费监测机制,关注学生异常消费行为,帮助其纠正超前消费、预支消费、过度消费、从众消费等错误观念和行为。
同时,与发生不良贷款的学生及其家长沟通,逐一了解还款安排,以防学生因无力还款陷入困境,影响正常学习生活。对没有还款能力的,与学生、家长共同研究采取可行办法予以解决。
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hui1513
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April 05, 2017, 03:43:53 AM
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怕的是高利贷的网贷,害了这些读书的孩子。
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April 05, 2017, 05:02:38 AM
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网贷利率高的怕人
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