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农村学生陷校园贷1年欠22万
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Topic: 农村学生陷校园贷1年欠22万 (Read 224 times)
Shirleey
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农村学生陷校园贷1年欠22万
April 23, 2017, 03:05:35 AM
#1
西部网讯(陕西广播电视台《都市热线》记者 李之祺)小王是陕西乾县人,目前在西安白鹿原上的一所职业学院读大专二年级,在同学眼中小王不仅是校学生会的骨干,而且为人乐观积极,就在记者对他的采访当中,他还不时起身去处理学生会的事务。
但谁又能知道,其实从现在开始的每一天对小王来说都是处于水深火热之中,深深的绝望早已将他包围。
记者:“你遇到这个事情最绝望的时候有什么想法?”
小王:“跳楼买安眠药。”
而让小王跌入绝望的,要从去年的一份网络贷款说起。
农村学生深陷校园贷 一年欠款22万
小王:“大一的时候,玩手机的时候看见的,叫做我来贷,借了两千。”
小王告诉记者,在他们学校的厕所里、课桌上随处可见一些给学生放贷的小广告,其中快速放款、手续简单的用词,让刚刚步入校园的他错误的感觉,贷款借钱很容易、很简单。所以当他真正需要用钱时自然而然的想起了这种途径,却没想就此走上了一条不归路。
小王:“当时是每个月还两百八十多,后来有一个月还不起,然后又做了一个app,然后又做了第三个、第四个。”
小王口中的App就是这些手机上安装的大学生借贷软件,这些平台利息较低只要是全日制大学生,只需手机操作连面都不需要见,都能顺利借款,不过由于信用值的共通,随着小王越借越多,已经无法贷款,着急给平台还款的小王,只能另谋他路。
小王:“去面签,签合同打借条的。”
记者:“相当是放贷公司。”
小王:“对对对,差不多,然后后来线下的做不了了,只能做私贷,私人放的那种类似于高利贷的。”
小王说,线下平台和私贷的每笔欠款都需要他留下家庭住址、父母亲朋的电话等一系列信息,十分严格。
小王:“然后有的会去你学校看一下,有的不会,然后要打双倍的欠条,比如说借五千,就要打一万的欠条。”
一年多的时间,目前学生小王在外总欠款,已经将近22万,而这个数字,让从农村赶来处理事情的父亲一夜白头。
小王的父亲:“有一次我正打工呢,放贷公司把他控制了,不停的给我打电话,让我拿钱过来了。”
小王父亲说,小王能欠钱这么多的原因,除了高额的利滚利之外,最重要的一点,就是贷款公司,为了让小王尽快还钱,又帮小王另寻他处继续借款。
小王父亲:“贷款公司不跟我联系,每次他们找孩子要不来钱,就给他找下一家继续借款。”
bsilvester1980
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Activity: 154
Merit: 100
Re: 农村学生陷校园贷1年欠22万
April 23, 2017, 03:32:19 AM
#2
大学生太单纯最好骗,现在许多校园贷被曝光,都是骗局
FAzuming Xidu
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Activity: 80
Merit: 10
Re: 农村学生陷校园贷1年欠22万
April 23, 2017, 03:32:44 AM
#3
又害死了一个大学生
AolaFu
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Activity: 82
Merit: 10
Re: 农村学生陷校园贷1年欠22万
April 23, 2017, 03:40:15 AM
#4
校园贷太黑了
Hu-Ge
Member
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Activity: 79
Merit: 10
Re: 农村学生陷校园贷1年欠22万
April 23, 2017, 03:50:35 AM
#5
又一个大学生被害惨了
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