Do you want to create a Coin which is infinite and you can create it with no limits (inflation), which has borrow and lend support (banks)?
Man, we already have that since a long, long time ago, and that is the reason why BitCoin exist...
I don't think so, it's not me who can create the coins with no limits, it's the network, and I hate premine coins, borrow and lend support in anonymous is really hard to implement in p2p network, but anonymous borrow and lend is really a good feature.