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Author Topic: Bitcoin credit card?  (Read 4219 times)
JimmieA
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June 10, 2017, 01:22:32 PM
 #81

I think it is impossble for this to happen.First the bank doesnt actually support the bitcoin system because it doesnt allow you to trace it's record.Second is there are still countries that doesnt accept bitcoin.The goverment must accept it first before the bank.
There are really many banks and countries that have not accepted btc but btc credit systems exist in our lives. in my country, btc  isn't accepted but still have btc ATM station . For many years I believe that btc credit system will appear and develop in many places around the world.




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June 11, 2017, 12:57:15 AM
 #82

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?
Well, Bitcoin credit card I think it’s impossible to happen because the value of bitcoin is always change and it don’t have definite value. Then, the bank doesn’t know what bitcoin is and they didn’t also accept it as deposit of their client or costumer. But I think in the near future there will be a credit system in all bank in the world also they will accept that as deposit of their client.
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June 11, 2017, 12:59:40 AM
 #83

Definitely possible in the near future. If people are able to get cards with multiple currencies, then definitely BTC is possible. However, due to the ever-fluctuating conditions of BTC, it's hard for people to implement such credit systems in Bitcoin due to its volatility. But once it's more stable and there's more control, then I guess it's possible then.
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June 11, 2017, 01:08:16 AM
 #84

There are some bitcoin creditcard beeing issued now i think, i have read some articles about it saying that bitcoincredit card will be available now and on future.xapo have it already the virtual card

 
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June 11, 2017, 01:40:19 AM
 #85

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?
Well, Bitcoin credit card I think it’s impossible to happen because the value of bitcoin is always change and it don’t have definite value. Then, the bank doesn’t know what bitcoin is and they didn’t also accept it as deposit of their client or costumer. But I think in the near future there will be a credit system in all bank in the world also they will accept that as deposit of their client.
If the problem is because of the volatility of bitcoin. The issuer could simply just set USD as their main currency and for every transaction to make it simple and resolve all of these matters.
The only main reason of why bitcoin "credit card" hasn't been existed yet is because there's no guarantee that people who use the "credit card" will want to pay back without make some fraud requests or even just drop the bills blindly.
We're not talking about debit card but the real "credit card" ones which don't require you to load the cards but to pay the bills based on agreement and within time intervals.

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June 11, 2017, 01:53:52 AM
 #86

I think it's a good idea but I think a ATM Bitcoin is better, instead of wasting fees to send payments over and over, you can simply pay the fee one time and you can use that money to buy whatever you want
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June 11, 2017, 05:26:53 AM
 #87

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?
Until today still there are not bitcoin credit card avaliable out there, at least what I know.
For right now just there are bitcoin debit card avaliable only,
because bitcoin is decentralized i am not sure in the future there are service bitcoin credit card
to payment something, but actually that is good chance business.

Bitcoin credit card is just like giving loan for that we need lot of security measures if not the users will not pay back, and that is why i think no one have started the Bitcoin credit card system.

According to my credit card bitcoin is a good solution by providing loans for many purposes and also as a means of security if the user will pay need not bring. but still we have to limit its use so that you are not surprised when paying the invoice
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June 11, 2017, 05:42:08 AM
 #88

There is this website which offers bitcoin debit cards called cryptopay. They offer both plastic and virtual debit cards. The plastic one is priced at 15 pounds and virtual is priced at 2.5 pounds and also there is 0ne pound monthly service fee.
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June 11, 2017, 06:04:06 AM
 #89

I don't understand how the interest fees would work if ur late on payment and also who would enforce payment? With a normal credit card you can be sent to jail or be out into debt of I don't pay but what do bitcoin credit card think will they do?
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June 11, 2017, 06:10:38 AM
 #90

There are some bitcoin creditcard beeing issued now i think, i have read some articles about it saying that bitcoincredit card will be available now and on future.xapo have it already the virtual card
Yeah right now you can use bitcoin credit card. There are many wallets that provide credit card facilities. There are certainly some requirements to make a bitcoin credit card. I myself have never used it. But it's worth a try

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June 11, 2017, 06:20:53 AM
 #91

Bitcoin has Own wallet As I know . Bitcoin Credit card , You Can use this if you accessing loans , paying bills and etc .. so It is useful
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June 11, 2017, 08:10:32 AM
 #92

There are some bitcoin creditcard beeing issued now i think, i have read some articles about it saying that bitcoincredit card will be available now and on future.xapo have it already the virtual card
I've never tried it, but I want to make it, because I think it will be very useful for spending and shopping. See bitcoin has not been accepted. So you can use a bitcoin credit card to shop
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June 11, 2017, 08:24:27 AM
 #93

There are some bitcoin creditcard beeing issued now i think, i have read some articles about it saying that bitcoincredit card will be available now and on future.xapo have it already the virtual card
I've never tried it, but I want to make it, because I think it will be very useful for spending and shopping. See bitcoin has not been accepted. So you can use a bitcoin credit card to shop


Yes, I want to try it too.  It would be a blast if it happens.  Maybe because some people do not know yet what is bitcoin.  So maybe out of their curiosity, maybe bitcoin will be a hit.  It will be recognized and then its price will keep rising.  I want to have a credit card right now.  But maybe a few stores would acknowledge it.
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June 11, 2017, 08:32:50 AM
 #94

There are some bitcoin creditcard beeing issued now i think, i have read some articles about it saying that bitcoincredit card will be available now and on future.xapo have it already the virtual card
I've never tried it, but I want to make it, because I think it will be very useful for spending and shopping. See bitcoin has not been accepted. So you can use a bitcoin credit card to shop


Yes, I want to try it too.  It would be a blast if it happens.  Maybe because some people do not know yet what is bitcoin.  So maybe out of their curiosity, maybe bitcoin will be a hit.  It will be recognized and then its price will keep rising.  I want to have a credit card right now.  But maybe a few stores would acknowledge it.

Bitcoin credit cards still can not appear, because bitcoins are not really popular worldwide, bitcoin development is still very low, it's common in some countries, not enough.
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June 11, 2017, 08:42:22 AM
 #95

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

Before choosing any of those companies/that offer these services read the reviews from people that are using it recently.

Wirex/E-coin is a good service too, the users sometimes are having issue but they have a thread here and are active in solving the users' issues.

There are also some other companies like Xapo, Uquid and Coinsbank which offer bitcoin debit cards plastic and virtual but check their fees and check if you are eligible to order.
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June 11, 2017, 08:49:14 AM
 #96

The risk is so enormous , the benefits to the crediting issuer would need to be a predatory rate to be worth it, so it probably will be hard to find credit like this in crypto.  Removing the centralized banking system does reduce the need for a lot of the usual credit card style spending though.  Credit reports and credit bureaus have their grip over the people they indebt, even worse then the hard hand of traditional banks.  I just don't see a social security number and credit report as a part of my crypto-coin world.  Curious to see how your results we're in the hunt though!

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June 11, 2017, 09:50:56 AM
 #97

I have never seen a bitcoin credit card. It's amazing if something is not so good.
I'm never the same as having a credit card. Bitcoin is not regulated and therefore there may be a problem when someone refuses to pay the bills.
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June 11, 2017, 12:59:21 PM
 #98

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?
Bitcoin can see or can use only on the internet. Using bitcoin credit card in anywhere else was a good idea but how to do so? Bitcoin is unregulated and no one can control bitcoin, it is unregulated virtual currency. Bitcoin price also dynamically in every minute, sometimes in just a second. Bitcoin debit card needs an enhancement and makes it better one from other credit cards. It is also hard to make it and to implement in every nation. Must study on this one to make it successful.

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June 12, 2017, 05:38:54 AM
 #99

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

What specific country do you live. Maybe you should try coins.ph because they offer a virtual card that almost same to credit card that allows you to pay your bills using your bitcoin, But this only applicable on asian countries. Wink
Virtual card will become a shadow of physical credit card if you are going to look at it physically. But they are both useful in online payment, like shopping online, travel online, billings payment, and I don't know if credit card is the as virtual card in coins.ph maybe in some other forms of aspects.
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June 14, 2017, 05:39:36 PM
 #100

Definitely possible in the near future. If people are able to get cards with multiple currencies, then definitely BTC is possible. However, due to the ever-fluctuating conditions of BTC, it's hard for people to implement such credit systems in Bitcoin due to its volatility. But once it's more stable and there's more control, then I guess it's possible then.
As bitcoin is going to its higher level it will not take so much long that bitcoin cards will  be introduce to us.
As bitcoin is being so common now a days and almost all banks are accepting it and that’s why we can hope for bitcoin card in very real soon.
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