i am planning to distribute my crypto on different exchanges. Whatcha think?
I think it's not really the topic of discussion here. See title: Bonpay Plastic/Virtual Bitcoin Card
So far I'm concerned Bonpay never delivered any functioning debitcards or only ones which worked for a short amount of time. Then people were putting some money into their online wallets, but it stopped working and they came up with more and more stalling strategies and excuses.
The lesson from that may of course be to keep ones money in different wallets on- and better offline. If you trust small exchanges more, after reading how it went for the Bonpay's customers, that's your problem. Whatever, how to do handle these things exactly is not the topic here. There are other threads with loads of information.