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Author Topic: 尴尬的北京换房族:卖房加上积蓄也凑不够首付  (Read 205 times)
Antnaone
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May 13, 2017, 03:40:31 AM
#1

虽然北京楼市正向买方市场转变,但因门槛提高,换房难度加大
 
创意图片/新京报记者 王远征
认房又认贷、二套首付比例提升、商住交易锁死、去杠杆厖𚒉7新政后,北京楼市调控政策持续打补丁,市场成交明显降温。期间受此影响最大的是换房一族。很多有换房需求的人没有了启动资金。在业内看来,由于北京房价之前一直上行,在北京换房的成本越来越高。
首付高,换房不易
最近一个月,陈女士为了换房路没少走、话没少说。
多年前,陈女士夫妇两人在昌平南邵附近买了套大两居并且顺利入住。由于两个人分别在西直门和门头沟工作,早晚出行不管是地铁还是开车都算便利,因此一直都没有想过换房。
直到去年家里新添了一个小生命,才决定在距离陈女士工作较近的地方换一套三居室。
他们现在居住的小区并不愁卖,同户型房源成交价在450万元左右。因此,两人决定把换房的重心放在寻找合适的新房源上。可在𚒉7新政后,对于已有一套房产的陈女士一家来说,想要换一套首付能接受的房子并不容易。
就在上周末,陈女士在农大附近找到了合适的房子。虽然面积比现在居住的小一些,房龄也相对较长,但是三居室,陈女士对周边环境也比较满意。但跟业主见面后,陈女士觉得,这次换房计划要继续延后了。
因为房主也在换房急需首付款,所以要求支付全款,至少也要先付九成。按照这套房子的报价算至少要付670万。和业主见面前,我跟老公商量着为了能尽快定下来,现在这套两居室可以降价尽快出手。现在按照业主的要求,就算顺利卖掉房子,再加上手头的积蓄也不够首付。从房屋中介门店出来后,陈女士失落地表示。
腾挪受限,刚需接档改善
类似陈女士这样的状况,在目前市场上不算少数。朝阳区青年路区域多家中介门店经纪人告诉记者,由于换房客户多是买一卖一,所以在卖房时价格有一定的商量余地,但对于首付的要求会相对较高。
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shycoins
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May 13, 2017, 03:43:56 AM
#2

雄安的地价不知道怎样

qiudaokeng0
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May 13, 2017, 04:30:22 AM
#3

房价太高了
ddhga
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May 13, 2017, 04:45:47 AM
#4

北上广的年轻人都不容易
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May 13, 2017, 05:10:18 AM
#5

给奋斗的年轻人一个掌声

kioicoin
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May 13, 2017, 05:12:15 AM
#6

地段选郊外呗

von max
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May 13, 2017, 05:57:28 AM
#7

生活压力太大了,根本付不起房租
kingkate
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May 13, 2017, 07:04:58 AM
#8

为什么非要在北京买房,北京到底有什么好的
adrian aidi
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May 13, 2017, 09:59:14 AM
#9

一辈子都可能都买不起北京的房子了

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tlkchain
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May 13, 2017, 10:42:56 AM
#10

默哀一分钟

algernonen
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May 13, 2017, 02:14:00 PM
#11

心疼啊,恐怕一辈子都买不起房了
lislks
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May 13, 2017, 02:41:13 PM
#12

一辈子都可能都买不起北京的房子了
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