Where to invest my 20 BTC (lifesavings)

[Nahl]

your aim profit is not high and i think still possible to get profit with low risk but if i may to suggest that there are some trustable gambling sites which is have investment sites as their feature and maybe you could considering it but better not putting all of your bitcoin into 1 site only and separated it such as 40% for investing on gambling site and hold the rest as your long term investment because in the cryptocurrency there are plenty benefit from holding bitcoin

[xhienigat]

Hey , I have bought 20.3~ Btc when it was 430USD . Now when price jumped high i would like to invest in something .
I dont want something very risky with high profit ,
I wanna invest in something with 2-2.5% monthly profit .

 For example : If i invest 20 BTC , in one month ill have 20.4 BTC ( 20BTC + 2% = 20.4)



  For one who give me idea or help me ill pay some btc for being helpful and good



 Best regards

If this is your life savings then you should just hold you btc and wait for a couple more years and I'm sure it'll profit in a couple of years more but if you don't want anything risky my suggestion would be lending in the trading site Poloniex.

[Question123]

You can invest that in poloniex for sure you can earn interest everymonth  . You can try also lending section but befoe the loaner get the loan they need to give you collateral so you can make sure that your money is safe. You can invest also your bitcoin in trading and for sure you will earn a lot of bitcoin in just 1 month only.  Remember all investmenr is riskybut if yiu want to prevent loss you need to think wise and make a lot of research before investing.

[MachineZero]

Poloniex Lending gives you 3-5% per month. You are "only" risking your whole stash to an exchange.

I like this idea if
a) Lending BTC was kept in cold storage
b) Insured by LLoyd's
c) routinely audited

[mike4001]

Poloniex Lending gives you 3-5% per month. You are "only" risking your whole stash to an exchange.

I like this idea if
a) Lending BTC was kept in cold storage
b) Insured by LLoyd's
c) routinely audited

The borrower is using your BTC to buy Altcoins. So cold storage is obviously not an option.

But the system itself is safe (you can read about it)

"Only" risks are the standard exchange risks (site being hacked, site vanishes, ...)

[Inmydomain]

You could try collateral backed peer-to-peer lending in fiat, but still that tops out at 15% pa for the most risky investments so still nowhere near the 2% per month that you want

[msarro]

If I would be having 20 btc in my wallet then I would go crazy as its too big amount to hold and cannot afford to take any risk by investing it at a wrong place so I would play safe and hold my coins in wallet and wait for the price to go higher so that I can sell them and make higher profits.

[MachineZero]

Poloniex Lending gives you 3-5% per month. You are "only" risking your whole stash to an exchange.

I like this idea if
a) Lending BTC was kept in cold storage
b) Insured by LLoyd's
c) routinely audited

The borrower is using your BTC to buy Altcoins. So cold storage is obviously not an option.

But the system itself is safe (you can read about it)

"Only" risks are the standard exchange risks (site being hacked, site vanishes, ...)

Why wouldn't cold storage be an option. all it means is that the wallet holding the lent coins has an offline private key and procedures of who, how and when transactions can be signed offline and broadcast.
These exchanges are built on proprietary systems. coins can be traded a million times and between different crosses, all happening in MySQL database. once a withdrawal is requested they can use hot wallet or cold wallet depending on how much outgoing.

No system is safe. Period.

You start you last statement with "only", but end in ellipses "..." they can not be used in the same statement. And risks are everything under the sun.

[pixie85]

If I were OP and had 20BTC right now i wouldn't risk an investment. There's a high chance Bitcoin will break $3000 this year and you have a lot to gain just by holding it.
Investing is taking a risk. Why would anyone risk a possible $10k that you can have from holding for another possible $1000 from an investment in something like a casino?

[richardsNY]

Why would anyone risk a possible $10k that you can have from holding for another possible $1000 from an investment in something like a casino?

Greed. People think in the way that just holding Bitcoin isn't gaining them anything (aside from the fiat value). Some even say that holding is boring.... Point is that people have their focus aimed at increasing the number of coins that they have, and not so much the value in fiat terms that may or may not increase. That's why people constantly look for ways as trading, cloud mining, investing in casino bank rolls, lending, etc.

[GoodLuck2]

If I would be having 20 btc in my wallet then I would go crazy as its too big amount to hold and cannot afford to take any risk by investing it at a wrong place so I would play safe and hold my coins in wallet and wait for the price to go higher so that I can sell them and make higher profits.

Yes you are right if you have 20 bitcoin you can not invest in other activities or business because if you invest your bitcoin in business and you have no knowledge about business that  how can you establish your business and without knowledge you invest your bitcoin in business you can lose your money. So you right that if you have 20 bitcoin you hold for long time in future its value will be more increase .

[Armando]

I'd leave 50% as is - in BTC

The other half can be splitted 50/50 between let's say 50% for ICOs (I mean the tokens that are meant to be some equity in startup) and crowdfunding campaigns (using platforms like bnktothefuture.com etc) & 50% for promising "coins" like "Bitcoin 2.0 or 3.0" etc)))

Crowdfunding and tokens are more like long time investment, so it's better forget about it for some time
But I'd keep an eye on the "coins" updates like new features planned and other key events, selling/buying sometimes (buy on rumor, sell on fact etc)).

I used similar aproach myself and will do again for sure, results can be amazing especialy if you'd spend some days for due diligence before making the decision what to buy...

[itsallpc]

Hey , I have bought 20.3~ Btc when it was 430USD . Now when price jumped high i would like to invest in something .
I dont want something very risky with high profit ,
I wanna invest in something with 2-2.5% monthly profit .

 For example : If i invest 20 BTC , in one month ill have 20.4 BTC ( 20BTC + 2% = 20.4)



  For one who give me idea or help me ill pay some btc for being helpful and good



 Best regards

20 BTC is really a big amount.Instead of investing,you could just hold your bitcoins for just six more months as bitcoin price may even cross $3500 by that time since segwit would be activated.So be a little bit patient.

[lisa255]

Hey , I have bought 20.3~ Btc when it was 430USD . Now when price jumped high i would like to invest in something .
I dont want something very risky with high profit ,
I wanna invest in something with 2-2.5% monthly profit .

 For example : If i invest 20 BTC , in one month ill have 20.4 BTC ( 20BTC + 2% = 20.4)



  For one who give me idea or help me ill pay some btc for being helpful and good



 Best regards

20 BTC is really a big amount.Instead of investing,you could just hold your bitcoins for just six more months as bitcoin price may even cross $3500 by that time since segwit would be activated.So be a little bit patient.

I would also not put anywhere bitcoins. Just keeping is a good strategy. This will save you from scams and losses that can occur if you invest coins in unreliable campaigns

[Ucy]

You probably should spread part of your BTC on 3 to 4 less risky altcoins. My recommendation: 
1. Ethereum:  will definitely make you good profits in 3 months max.  OTHERS ARE:

2.  ZCASH, WAVE, NEM etc..
If you took risk & was patient with Bitcoin nothing should stop you from taking risk with great Alt like Ethereum.

[duke944]

So much advice here to avoid alts and stick with tried and true bitcoin. Look at coinmarket cap, the top 10 alts and many icos have killed bitcoin increases this year. KILLED IT. I know it's a risk, but if you want to get rich you got to get in early on an altcoin, holding 20 btc or a bunch of eth isn't going to do it - way too late.
What to avoid are hyped icos and trash icos. I'd like to think it isn't too late to turn 100x+ profit on an alt inside of a year.

[Inspector 2211]

Invest 5 btc in multiple altcoins with good volume and remaining 15 btc keep safe in wallet and sell when price goes higher in future as you cannot afford to take risk of investing all your bitcoins as if your investment fails then you will be loosing big amount of money in no time.

[Vishnu.Reang]

Poloniex Lending gives you 3-5% per month. You are "only" risking your whole stash to an exchange.

Not worth the risk, in my opinion. What we have learnt in 2014 (after the crash of Mt Gox) is not to store or invest your hard earned coins in any of the exchanges. They can fail at any time. A 3% return is just not worth it.

[logicgate]

Invest 5 btc in multiple altcoins with good volume and remaining 15 btc keep safe in wallet and sell when price goes higher in future as you cannot afford to take risk of investing all your bitcoins as if your investment fails then you will be loosing big amount of money in no time.

Yes that is also great idea that if he invest 5 btc in altcoin because investment in altcoin is very profitable but when he invest 5 btc in altcoin first he need to see the market cap of those coin in which he invest their 5 btc. Moreover, that is also a good way that remaining bitcoin is to save in own wallet because in future the price of bitcoin will reach to high.

[bitbunnny]

First, don't invest all your lifesavings, leave something just in case. In fact, if I were at your place I would invest at max half of this sum and the other half I wouldn't touch.
You can choose some prosperous altcoin, like ethereum and you can risk with some shares but for that consult some broker first.