Who's going to hold the phone as collateral? Physical collateral is a pain in the ass because you have to ship it to the lender or an escrow then they have to ship it back after. Also what of the phone is stolen? We have no idea who you are.
Link us to your profile on another website and sign and date a message to prove your identity before you get tagged with negative trust.
In local lending, it will depend on parties agreement upon providing verification and signed although the price will be much lower. That kind of lending is active in my country.
You know you are wasting time here, you don't have neighbors? closed friends? lending institutions? That's the first stop when seeking a financial help.