Unfortunately the only good investment you can do with your extra savings is to buy an Antminer S9 or a computer with multi graphic cards in order to mine altcoin. Other possibilities ,especially the lending area is full of cheaters not only where you are saying but also here in our forum. People try to do anything just for a few dollars. Do not send your money to any website.
Beg to differ.
The whole lending scene can in itself be considered a gambling game.
You win some you lose some, just like in gambling. But at least if you lose here you're enabling people to get some food on their table, from what I have gathered the people that most people tag as 'scammers' are just people struggling to pay their bills and traditional banks wont give them a chance.
But in the end it all comes down to individual choice, some people 'gamble' their money away by investing in machines that may or may not break even their own cost & cost of running and some people, like me, will invest in other people.
I'll lose a shit ton, sure, but it'd hurt less if I lost that money playing cards with my buddies.