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Pros and cons of bitcoins for consumers and businessmen
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Topic: Pros and cons of bitcoins for consumers and businessmen (Read 1974 times)
PalindromemordnilaP
(OP)
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Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 08:06:33 AM
#1
As worldwide
cryptocurrency
and
digital payment system
is on the rise, i just want to ask about the
pros
and
cons
of
bitcoins
for
consumers
and
businessmen
.
On the side of
consumers
, what is also the difference of using
bitcoins
than
credit cards
?
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kelseydustin
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 09:36:31 AM
#2
Pros:
- Fast ( trasacation which worth more than $1000
- Anonymity and secure
- Information will not be leaked
Cons:
- Slow ( transaction which less than $1000)
- Depend on mining fees and miners to confirm
- Not popular to many people
cellard
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 12:39:32 PM
#3
Quote from: kelseydustin on August 10, 2017, 09:36:31 AM
Pros:
- Fast ( trasacation which worth more than $1000
- Anonymity and secure
- Information will not be leaked
Cons:
- Slow ( transaction which less than $1000)
- Depend on mining fees and miners to confirm
- Not popular to many people
I don't think Bitcoin is slow at all. Confirmation is pretty fast unless the network is being spammed, the fees are also really cheap unless Roger Ver and Jihan are spamming it.
If you want you can take 0 confirmation transactions, that would be faster, but less secure. Credit cards take 180 days to confirm and no one even knows it.
johanesrobin
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 01:37:47 PM
#4
I am honest, I have never used a credit card. But after I got to know Bitcoin I used both to transact. Everything is safe and in my opinion there is nothing better. Mistakes always happen anytime, as long as we can use them well then both are very safe.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 01:50:33 PM
#5
-Lower fees. While the fees are high compared to BTC's past, a lot of credit cards charge very high fees to the merchant because mediation increases transaction costs. In the long term, blockchains and other decentralised payment systems could hugely reduce fees. PayPal is even worse with a fee of 2.9% + $0.25 in the US and 3.4% + £0.2 in the UK.
-Also important,
static
fees. Good for large transactions.
-No need to give anyone loads of details when paying online - all you need is an address
-Irreversible
-Sovereignty over your funds.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 02:07:05 PM
Merited
by
Foxpup
(4)
#6
There is no payment system that is faster, cheaper, or more secure.
If you only pay with credit cards then you may not know this, but it takes a card 2-60 days to clear. The business will factor in the 3% or so that they pay for your "free" transaction. And you will have to risk sending your personal banking information to the seller, the payment processor, and whoever else.
When I buy with bitcoin (it is all I use online) I expect to pay less for items. I do not give out my identity, unless buying firearms or something. And I know that my end of the deal is completed in an hour, so I expect immediate shipping. I can shop most anywhere in the world and choose from over a hundred thousand locations. I travel a lot and love that whatever city I show up in I can use the money on my phone without exchange fees for local fiat or getting stuck with a bunch of foreign cash.
Then there is the part about how my money grows the whole time. My $0.74 bitcoins go a long way these days.
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eternalgloom
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 02:53:47 PM
#7
Quote from: cellard on August 10, 2017, 12:39:32 PM
Quote from: kelseydustin on August 10, 2017, 09:36:31 AM
Pros:
- Fast ( trasacation which worth more than $1000
- Anonymity and secure
- Information will not be leaked
Cons:
- Slow ( transaction which less than $1000)
- Depend on mining fees and miners to confirm
- Not popular to many people
I don't think Bitcoin is slow at all. Confirmation is pretty fast unless the network is being spammed, the fees are also really cheap unless Roger Ver and Jihan are spamming it.
If you want you can take 0 confirmation transactions, that would be faster, but less secure. Credit cards take 180 days to confirm and no one even knows it.
Confirmations aren't always that fast you know. I've seen it happen on more than one occasion that it took miners more than half an hour to find a block.
If the next block also takes +15 minutes, then you're waiting almost an hour to get 2 confirmations.
Just go check the latest block that were mined and you'll see for yourself that some blocks have 30 minutes in between them.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 04:51:06 PM
#8
Pros
- Irreversible transactions, VISA/MC could do a charge-back in 90-180 days.
Cons
- Slow, confirming transaction, compared to VISA/MC
- More expensive for small transactions than VISA/MC
Still if you need to convert BTC to cash, you need to pay a commission in usual case.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 05:08:05 PM
#9
Pros on using bitcoin for consumers and businessmen:
Once have been transferred on the wallet it cant really be reversed and also
transactions are anonymous you wont really need to show up your identity on using it.
Fees might be low as of now which is good.
Cons.
Slow confimation times
Price fluctuations
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RodeoX
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 05:10:31 PM
Merited
by
Foxpup
(1)
#10
I keep seeing "slow confirmation". There is NO FASTER SYSTEM than bitcoin. Cards take days, weeks, sometimes months to confirm.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 05:11:35 PM
#11
difference bitcoin use than a simple credit card that is guaranteed security and no hassle without cards without tax every year without anyone see where I go more precisely invisible who I am security of shopping using credit cards is a hazard cracker Attacking the shopping area
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 05:32:47 PM
#12
For a business to accept BTC using something like bitpay or even acepting BTC outright would save them a lot of money.
Visa/Mastercard/AmericanExpress etc all take forever to actually process the transaction. American Express takes somewhere around 90 days to actually fully verify that transaction, that it was paid, that the person validly paid it off, etc. Visa/Mastercard and others are like 30 to 60 days basically.
So the merchant gets their money right away with BTC.
The merchant also can help save money on the %fee. Credit card companies take something like 3% fee everytime someone uses a Credit Card at your business/buys something from you. BTC fee is obviously not 3%, so there is a huge savings there.
BTCbengi
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 06:06:30 PM
#13
Quote from: PalindromemordnilaP on August 10, 2017, 08:06:33 AM
As worldwide
cryptocurrency
and
digital payment system
is on the rise, i just want to ask about the
pros
and
cons
of
bitcoins
for
consumers
and
businessmen
.
On the side of
consumers
, what is also the difference of using
bitcoins
than
credit cards
?
For users, Bitcoin has fewer advantages over cash or credit cards. When using Bitcoin, transactions will be anonymous and your wallet will not be detected. Besides, Bitcoin also hides user information. However, we can not ignore its disadvantages such as slow transactions, less common, transactions are costly.
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arpon11
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 06:28:49 PM
#14
Bitcoin is still at the infancy stage and most investors only used it as a store of values and not medium of exchange. Businessmen are not really benefits from bitcoin because of it acceptability as a medium of exchange and payment of good and services.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 06:34:12 PM
#15
The pros for the consumer are the fact that you hold a portion of a finite amount of bitcoins. In the future they will hold their value very well, much unlike cash. For a businessman you never have to worry about chargbacks again, but there of course will be major fluctuation in the price vs your local fiat currency.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 06:36:58 PM
#16
At this point Bitcoin is still more convenient for personal consumers than for businessmen. Volatile, decentralized cryptocurrency without physical form isn''t very convenient for business because it's related with many problems and acceptance of payments. But Bitcoin as a business investment is totaly different story. And for single users is very easy to use, gives some independency from banks and anonimity. These are great advantages.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 06:56:51 PM
#17
Only gonna add pros and cons that haven't been said by other users.
Cons for bitcoin consumers
Risky transactions, since bitcoin is irreversible there's a chance that we could get scammed when using some service or making a transaction online.
Pros for businessmen
Less risk for them after what i've said earlier. Double spend could happen but it can be solved by only accepting transactions with confirmations.
Also this is a huge plus for them because not everyone own a credit card and it's much easier to have/buy bitcoins.
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 08:36:19 PM
#18
there a lot of pros and cons for costumers and businessmen,
and the majority of the cons for them to use this is the volatile of the price.
many business still not accepting this because the price can change in no time,
what happen to them when they're doing a transaction and the price goes goes down ?
if it's only less than 1
BTC
that is no problem,what happen if they make a deal for more than a 100
BTC
?
every drop for $10 they will get loses around 1000$.
it is very a lot and i am sure they will re arrange the deal again,
that is why many businessmen and costumers not using this as a payment method for every transaction they made(company what i mean)
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majorX
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 08:41:52 PM
#19
Both are smply to call for anyone familiar with Bitcoin:
Pros: low fees and definitive transactions
Cons: volatile price
BitFinnese
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Re: Pros and cons of bitcoins for consumers and businessmen
August 10, 2017, 08:46:15 PM
#20
Quote from: kelseydustin on August 10, 2017, 09:36:31 AM
Pros:
- Fast ( trasacation which worth more than $1000
- Anonymity and secure
- Information will not be leaked
Cons:
- Slow ( transaction which less than $1000)
- Depend on mining fees and miners to confirm
- Not popular to many people
I do not think that there is a difference in the confirmation of transaction regarding the amount of Bitcoin we sent. Confirmation depend on the transaction fee. Bigger fee means faster transaction. So I think your comparison here is flawed.
I think the pros and cons of bitcoins for consumers and businessmand lies on the fluctuation of the currency. Due to its wild fluctuation , it serves as an advantage and at the same time disadvantage depending on how much is BTC price when you received it and how much is BTC price when you spend it.
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