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Author Topic: Do bitcoins better than bank cards like debit or credit cards?  (Read 921 times)
PalindromemordnilaP
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August 10, 2017, 05:39:07 PM
 #1

I do wonder which is really better between using these two types of digital payment system for both sides of transactions as to:

1. speed;
2. reliability; and
3. security.


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August 10, 2017, 06:35:05 PM
 #2

I do wonder which is really better between using these two types of digital payment system for both sides of transactions as to:

1. speed;
2. reliability; and
3. security.



That's a rhetorical question while I am taking for granted that the website where you will buy is a very legit one. Surely Bitcoin and Bitcoin debit cards are better, they have much better security than a conventional debit card. Speed is instant in Bitcoin kinda like the traditional debit card but here there is no bank account setting limits for you ,for example making your max daily spend limit let's say 1000 dollars, there is no limit in the bitcoin and bitcoin debit card payment system unless you decide to set a limit. Reliability is great too together with security being as secure as the user computer is in the case of bitcoin and the same as a traditional debit card when you use a bitcoin debit card.

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August 10, 2017, 06:37:04 PM
 #3

Credit cards are a great way to pay for things.

I think the only problem is they are based on fiat.

Someday many people will use credit/debit cards to pay with Bitcoin instead of fiat.
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August 10, 2017, 06:39:39 PM
 #4

Debit cards require a third party which is never a good thing when you're talking about money. Why trust them with your money when you don't have to anymore? That's so archaic. Bitcoin transactions are instant whereas credit cards take days to confirm. Just because it shows up as a transaction right as you spend that doesn't mean that it's gone through yet. Also, when it does go through charge backs are so easy it's a joke.
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August 10, 2017, 06:56:34 PM
 #5

Surely btc will never end up like a credit card
Btc is something virtual yet and will remain virtual and the credit card is something real
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August 10, 2017, 07:21:45 PM
 #6

Some credit card and debt card transactions do take many days before the actualization of the transactions. Bitcoin transaction on the others hand is almost instant transfer. Bitcoin is decentralized therefore you can easily do transaction all over the world not as most of debt and credit that are not acceptable all over the world.
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August 10, 2017, 10:00:51 PM
 #7

Credit cards are without a doubt more efficient, especially with tap and instant payment.

However, Bitcoin is still essentially brand new which means over tie we will develop payment applications that are at least as good, but more likely even better than current ones like credit/debit cards.



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August 10, 2017, 10:07:12 PM
 #8

I believe Bitcoin is far superior in terms of security.  Though in time of speed of payment confirmation I think debit and credit card is way faster than bitcoin. Though I would go with the security than the speed of transaction. 

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August 10, 2017, 10:23:00 PM
 #9

I think kaertu credit is better for buying goods transactions. Because credit cards are acceptable in all stores. Different from bitcoin even though bitcoin is easier than credit card, not all stores accept bitcoin as payment. Bitcoin is easier to make transactions because it only requires internet connection while credit card requires atm machine to transact. Both have the same advantages and disadvantages of each. I think if we have both .. you can do anything in payment transaction
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August 10, 2017, 10:32:57 PM
 #10

Credit cards are a great way to pay for things.

I think the only problem is they are based on fiat.

Someday many people will use credit/debit cards to pay with Bitcoin instead of fiat.

One of the main benifits of credit/debit cards is a charge-back, how would this work if you based it on Bitcoin?
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August 10, 2017, 11:52:46 PM
 #11

I do wonder which is really better between using these two types of digital payment system for both sides of transactions as to:

1. speed;
2. reliability; and
3. security.



There a lot of advantages to Bitcoin as opposed to credit cards. For one thing, credit card companies charge a fee to the business to use the credit card. Also, with Bitcoin, there is no middle man so you are dealing directly with the business. To me this is more secure because a credit card company doesn't have to have all my personal information.
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August 11, 2017, 04:12:41 AM
 #12

I do wonder which is really better between using these two types of digital payment system for both sides of transactions as to:

1. speed;
2. reliability; and
3. security.



Well, for me bitcoin is better than bank cards, because bitcoin is a form of assets or investment of yours where it has a capability that can produce money anywhere you go. Unlike bank cards is not the same as bitcoin have. And it is very,  secured and safe than anyone else.
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August 11, 2017, 04:18:37 AM
 #13

I do wonder which is really better between using these two types of digital payment system for both sides of transactions as to:

1. speed;
2. reliability; and
3. security.



Well, for me bitcoin is better than bank cards, because bitcoin is a form of assets or investment of yours where it has a capability that can produce money anywhere you go. Unlike bank cards is not the same as bitcoin have. And it is very,  secured and safe than anyone else.

Well in terms of investments and assets, btc really is better but in terms of fees and transaction i think having credit card is much better. although security when it comes to these in the internet is risky. credit card really is faster in terms of speed and reliability in the physical transactions. Both of them are different because one is crypto and other is fiat.
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August 11, 2017, 04:26:43 AM
 #14

Credit cards charge a hidden fee from sellers, up to 4% or maybe even more. More expensive than Bitcoin unless for small trades.
There are credit card frauds and loss of money and chargeback. It is very hard to fake a Bitcoin payment. Chargeback is a two-edged sword because the buyer may scam the seller, but if the seller scams, no chargeback = nothing can be done.
Credit cards may lead to debit, which isn't good, and you need a back account and everything to have it, and you usally pay fees just to keep the credit card.

Credit cards are more expensive and harder to have and maintain.
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August 11, 2017, 04:27:27 AM
 #15

Bitcoin is better than debit cards especially than every other wallet.
I do not like the feature of debitcards sharing info to third parties.
Security is the priority in bitcoin wallets, so i like both the security and speed feature

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August 11, 2017, 11:48:35 AM
 #16

I can say that bitcoin is better than credit cards because bitcoin gives you money while credit cards take out money from you and bitcoin is not that fixed in value like debit cards because its market is always moving and it can go up into a higher price or even lower price.

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August 19, 2017, 02:22:10 AM
 #17

I believe Bitcoin is far superior in terms of security.  Though in time of speed of payment confirmation I think debit and credit card is way faster than bitcoin. Though I would go with the security than the speed of transaction. 

Bitcoin is the best because its promotes savings it means we will stay out from credits of interest and charges because we could budget our spending using actual cash in our pocket while credit card promotes credit in which most of people who dont have the dicipline to use it mostly are indebt. Debit card is good but i hate the travel to go to the banks just to fund the card for future spending. Bitcoin is within finger tips which i could have in cash almost in all banks and establishment.

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August 19, 2017, 02:41:14 AM
 #18

Yes it is. First, Bitcoin is encrypted, so it must be secure. Second, anyone can use it. Because it is free and no need for verification like ID Card or something like that. This is very good for kids or teenagers who want to start business early. It is quite easy to get money from Bitcoin, unlike dollar.

Right now, there are a lot of shop who use Bitcoins. I don't like credit cards. The tax and the debt is soo not good.
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August 19, 2017, 02:44:24 AM
 #19

If I think speed is the most important thing. And privacy issues, I think they're both balanced. Bitcoin also ensures good transparency and privacy security because bitcoin uses blockchain technology.

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August 19, 2017, 02:46:04 AM
 #20

I can say that bitcoin is better than credit cards because bitcoin gives you money while credit cards take out money from you and bitcoin is not that fixed in value like debit cards because its market is always moving and it can go up into a higher price or even lower price.

Credit cards are not good. I think the best to do when buying things is "in cash", what means pay the whole price of thing at once or to split in parcels but without extra fees. The problem with Debit card is that it's related to fiat, and fiat currencies aren't good to hold as it loses price.

The perfect solution is a Debit BTC card as there are few of them as I know. Few people only have them, but soon it will become more common.

 
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