Thank you for your advice, but I think this payment system could lead to a loss of privacy, thus it's bad in my opinion.
This is not a payment system at all, you can find some description here:
https://blog.radiumcore.org/radium-update-32-radium-technical-update-7597025d6a46We would also like to remind the community of some of the other features we would like to add to the next SmartChain version.
* Editable Identities: Occasionally, the information in an identity may need to be updated, be it an email, a website or perhaps an address. The option to edit some parts of an established identity and the corresponding GUI is mostly complete, but still needs testing.
* Contracts: Multi-Party signable contracts will allow two or more individuals to sign contracts or agreements and have the evidence of such placed in the blockchain. The GUI and code for this is nearly complete, however some additional testing is required.
* Multi-Language Support: The next version of the SmartChain will include multi-language in a variety of languages.
* One Click Verify: The legacy implementation of One Click Verify will be overhauled and updated. One Click Verify is a windows plugin that allows a user to verify the signature of any file, from the windows right click context menu, without needing to launch the full SmartChain GUI.