Ripple > Everything else.
I'm not going to rehash old discussions - it takes too long and I've done it too many times before... but I've yet to see a good argument as to why XRP isn't a great investment. Of course it's not a
guaranteed success, but there's nothing at present lined up to beat Ripple to their target market. And if any new competitors appear, they're starting from a hell of a long way back, and by the time they get anywhere Ripple/XRP will already be the industry standard.
Please please please no-one post anything about banks issuing their own tokens on the Ripple ledger, I can't bear to go through that again!