I don't agree with the point that it's only for the rich, and not the poor
Are you
sure that you're capable of reading three paragraphs?
This is also exactly what everyone is looking for rich or poor.
It's
not a good idea to treat cryptocurrencies as a good asset solely because they went up in value. If you're trying to argue that they're a good asset, you have to provide genuine reasoning for it.
The more people that have your attitude, the less people there are that would regard it as a good asset when the value
decreases.