Hello,
I am considering using Xapo cold storage and multisig wallet.
Can anyone share their experience?
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If you just want to use xapo as cold storage nothing wrong with it, no worries about the fees because you'll be storing there bigger amount of bitcoins, for sure. But be aware that you don't hold the private keys, why not try to consider a local desktop that is dedicated as your wallet? or just buy a laptop that you'll be keeping only for storing your bitcoins? This what I've done to my old laptop, it serves now as my wallet/cold storage.