Where else besides in bitfinex we can earn interests with USDT or BTC

[pornluver]

The interest rate for USDT is 20% per year.

I am using cryptolend.net

The interest rate for BTC in poloniex used to be high. Now it's so low I decided to cash in my profit at $4100-$4500.

Now half of my money is in bitfinex and another half is in poloniex.

Both are filled with USD and USDT.

I don't want to put all of my money in bitfinex.

Besides bitfinex and poloniex where should I put my money to get interests.