Unfortunately my crystal ball isn't performing as it normally does in terms of price however here's a view on the projects.
TenX - The first to market with a crypto > fiat card. With a token (PAY) that collects the platforms fees.
TenX has an impressive team and Julian inspires a lot of confidence with his consistent updates - they also have strong industry connections and a solid community
0x protocol has the Radar Relay which is a super impressive piece of tech and the ZRX token has some solid utility being used as fees on this platform.
Both pass my tests!
Nice pick. PAY and 0x are ranked top among my portfolio. PAY credit card has the best chance to disrupt the credit card industry. Tenx is built with transparency and integrity.
Buy these tokens and hold for 2-3 years you will be surprised with your investment.