What is it that makes it urgent to have the money NOW?
Better just wait if you're under a salaried position rather than just make such loan requests, especially in an anonymous forum. Nobody here loans without collateral.
Yep, mostly I won't die if I will not pay...but I will have an argue with the owner. If here is someone that lives near birmingham, I can offer phisical collateral
If you have collateral why not take it to a pawn shop, pawn it and pay them back when you get your money, especially if you need it right away?
