Diversification is good, but personally I don't think I have the time to track 37 coins! I am in about a dozen myself.
As a new crypto investor myself, the CombiCoin ICO I think is good, the ICO is still running , ANN thread and info here -
https://bitcointalk.org/index.php?topic=2116296.0Don Monenaar on the TriaConta team writes about diversifying to reduce risk and how that's basically how the CombiCoin will work -
https://medium.com/@CombiCoin/how-to-make-your-cryptocurrency-investments-30-times-safer-9775468a559fGood thing about their ICO is you can just do a USD or EUR bank transfer to get into it, so for a complete newbie it saves them the hassle and trying to get their head around creating accounts on exchanges, verifying ID on accounts to deposit FIAT etc etc.
I have recommended CombiCoin/Triaconta to close friends & family who are completely new to crypto and crypto investing, I always tell them to do their own research and give them links to videos & articles that explain the basics of blockchain, DLT, crypto and ICOs, after they've got that basic foundation knowledge, CombiCoin is quite easy to wrap their heads around so I send them a link to the whitepaper (
https://triaconta.com/CombiCoin_Whitepaper.pdf ).