Glad you put that postcript in there. I was going to say, the space is getting pretty crouded with "Hero"s.
If you're interested in the future of banking in SE Asia, you should definitely have a look at OmiseGo. They're currently more focused on transactions and settlements, but banking is a natural next step for them.
omisego is erc20 token
ethereum network is not built for banking
so omisego can not get into banking,maybe only if they integrate into komodo platform in the future
but its still theoretically