Lol!
This can literally be the joke of the month.
OP, so you want someone to lend you 0.1 bitcoins so that you can start mining and earn bitcoins, and you will keep paying 1% of the loan every month which will be 0.01, and if so, you will pay the lender after 102 months (if you are willing to pay 2% as commission too
). So the lender will get paid after 8 to 9 years approximately which is really not too long i guess.
And the best part, you want donations if you do not qualify for the loan.
this is where i can't stop laughing.