.

[wakeham8]

How long team worked together?

[Bank4YOU_Group]

What is the guarantee of the long-term work of this project?

Established in 2013 and headquartered in London, UK, in 2016 Bank4YOU transformed into Bank4YOU Group, an international consortium of n-tech service companies operating within the electronic mobile payment services arena. FCA License No715451, issued by the UK's Financial Conduct Authority authorizes Bank4YOU to provide credit. The company has strong and reliable financial history, and is being supported by legal and financial authorities.

Do you have an application for Windows Phone?

At the moment we have apps for iOS and android based devices, you can find the latter in Google PlayStore.
https://play.google.com/store/apps/details?id=uk.bank4you.client

How long team worked together?

"Bank4you Group’s team is international; our team of representatives and advisers are all over the globe. Established in 2013 and headquartered in London, UK, in 2016 Bank4YOU transformed into Bank4YOU
Group, an international consortium of  n-tech service companies operating within the electronic mobile payment services arena. FCA License No715451, issued by the UK's Financial Conduct Authority authorizes
Bank4YOU to provide credit. Bank4YOU customers no longer need to depend on bureaucratic procedures associated with traditional banking. Its service has been created to ensure time efficiency, convenience and secure transactions. Bank4You already works with a number of blue-chip organizations, delivering state-of-the-art prepaid card programs that target di erent user groups. Its customers are able to choose their ideal product from a wide range of pre-paid card options including Bank4You Group’s Corporate card and Premium card, along with mobile banking services."

[Bank4YOU_Group]

And at what exchanges will tokens be listed if they will?

BFY tokens are not shares, goods or investments. BFY token is a crypto currency, which can be bought during the ICO campaign. The BFY token can be purchased on other exchange rates including cryptocurrency exchanges. Like any crypto currency you can sell BFY token on the crypto currency exchanges or markets.
More information about exchange listing will be announced once everything is confirmed.

[wakeham8]

What is MMRS?

[buffets123]

And at what exchanges will tokens be listed if they will?

BFY tokens are not shares, goods or investments. BFY token is a crypto currency, which can be bought during the ICO campaign. The BFY token can be purchased on other exchange rates including cryptocurrency exchanges. Like any crypto currency you can sell BFY token on the crypto currency exchanges or markets.
More information about exchange listing will be announced once everything is confirmed.

Oh, now I see, thanks for clarifying it! Good luck to the project!

[lusia2803]

What are you going to do with money raised?

[ned61thornton]

What financial instruments do you use for performing money transactions?

[ned61thornton]

And another question is can I pay using your application?

[mahamuda]

How are you going to cooperate with your partners,you listed on the website?

[DominickA86]

Do you have some video, about how the app is working?

[Bank4YOU_Group]

What is MMRS?

MMRS - is an electronic payment system that allows money transfers to mobile accounts with possibility of receiving local currency. Introduction of blockchain technologies will make transactions quick, secure and will help to avoid bank commissions

What are you going to do with money raised?

Bank4You Group plans to sign contracts and open guarantee accounts with mobile network operators, both local and global. The main idea here is to redeem time, and receive discounts placing deposits (avg. $200,000-$500,000) on accounts of mobile network operators. This will reduce fees for transactions for Bank4You Group’s customers.

What financial instruments do you use for performing money transactions?

Mobile Money Remittance System (MMRS) is an innovative electronic payment system, which enables safe execution of cross-border mobile money transfer between countries with the possibility to withdraw funds in local currency using products of the local mobile operator (such as mobile money and mobile airtime).

Bank4YOU Group believes mobile money remittances should be fast, convenient, and safe.

With implementation of private blockchain we will create unique and discreet system with an inner currency Mobile Money Remittance (MMR), which operates transactions between clients and settles deals between partners in individual countries.

The main component of the MMRS is a system of tokens tied to local currencies of the countries of system user’s countries, which enables fast, reliable and cheap remittance of values across the borders of states and continents. Operating such tokens makes it possible to increase the user trust in the system providing the simplest and the most understandable mechanism for converting fiat currencies into electronic ones. The issue of tokens occurs only on condition of the fiat money being brought into the system, which is intended to ensure the stability of the exchange rate.
Based on the preferences of our customers, Bank4You develops convenient financial instruments for performing money transactions. The company works towards implementing a new generation of financial services in the everyday lives of people.

And another question is can I pay using your application?

The Bank4YOU Group’s own, unique card solutions are packed with a range of state of the art mobile banking services. In addition, easy-to-use mobile Bank4You app at no charge, created by a team of highly-skilled and vastly experienced fin-tech specialists can be downloaded at App Store and Play Market. Information about prducts is presented on the project`s site section called "Bank4YOU`s original products".

How are you going to cooperate with your partners,you listed on the website?

We have entered into the agreements with numerous mobile operators, including: Azerfon, Bakcell, Jazz Cash(VEON), Tranglo. And at the signing stage: TransferTo, Sochitel.

[Bank4YOU_Group]

Do you have some video, about how the app is working?

You may check this video about company and its products:
http://finovate.com/videos/finovateasia-2017-bank4you/

[lusia2803]

Thanks for the answer but I'd like to know the total allocation in percentage if you have it...

[ned61thornton]

What do you mean saying "With implementation of private blockchain..." R U going to design your own platform or what?

[HP Guy]

Please, shed some light on bonuses part of the ICO. How big are they, in fact?

[Bank4YOU_Group]

Thanks for the answer but I'd like to know the total allocation in percentage if you have it...

You are welcome, and here are details:
65% - towards development of digital infrastructure of mobile network operator’s consortium, which will provide functioning of the MMRS system
8% - for IT development
9% - For the Development of a Loan Product Distribution Suite
15% - Marketing and Promotion

[nata1602]

15% off is not working from today, right?

[Bank4YOU_Group]

What do you mean saying "With implementation of private blockchain..." R U going to design your own platform or what?

The arrangement of a private Blockchain system may even still further (in comparison with a public Blockchain one) lower the remittance fees within the network 24 It is proposed to organize a private Blockchain system as follows: the virtual Bank4YOU Group’s divisions (private nodes) will serve as nodes for transaction verification within the consortium of Organizations participating in the system of international payment transfers. They will provide fast and cheap validation of transactions made by other network members. It is assumed that as the popularity of the system grows, mobile operators will have an economic incentive for placing the peer-to-peer nodes of the system in their data centers. This can significantly reduce the transaction costs associated with money circulation.
In order for participating peers to be convinced of the unfalsifiable nature of the data inside the private Blockchain system, it is proposed to record reference points into the public Blockchain systems (Bitcoin, Ethereum). Any member of the system will therefore be able to verify at any time the data stored in the system. A private Blockchain system makes it possible to renounce the deployment of an expensive IT infrastructure for financial transfers while ensuring the necessary level of trust between the consortium entities

[DominickA86]

What are your guarantees for investors?

[Bank4YOU_Group]

15% off is not working from today, right?

There is still a little bit more than six hours before the first round (and its bonus) closure. You may follow real-time clock for the ICO's first round on the main page here:
https://bank4you.io/

Please, shed some light on bonuses part of the ICO. How big are they, in fact?

Talking about bonuses. Here they are:
Pre Sale
7 days, 6.11 - 12.11, 20%
1 Round
14 days, 13.11 - 26.11, 15%
2 Round
21 days, 27.11 - 17.12, 10%
3 Round
45 days, 18.12 - 31.01.2018, no bonus.