.

[Bank4YOU_Group]

What are your guarantees for investors?

Company's history and financial ties as well as being license holder are part of guaranty. But as for the most common concerns:
The project will be fulfilled regardless of the amount collected. Tokens will be distributed according to the amount collected. Shareholder will continue the project on his own funds, regardless of the ico results.

[aalavandan]

What are main features of mobile app you have developed already?

[Bank4YOU_Group]

What are main features of mobile app you have developed already?

The Bank4You mobile app is available on both the Apple App Store and Google Play. For those looking to enjoy the benefits of personal finance management (PFM), Bank4You mobile app offers:
•   PFM and payment scheduling
•   Transaction grouping by category
•   Payment tracking
•   Convenient and secure payments 24-7
•   Independency from banks
•   Peer-to-peer (P2P) money transfers
•   Near field communication (NFC) payments
•   Quick response (QR) code payments
•   Mobile money remittances
•   Online purchases
•   Micro loans

[helen123]

And what is estimated ICO price, please? getting confused a bit

[helen123]

Do you have license to provide microloans?

[Bank4YOU_Group]

And what is estimated ICO price, please? getting confused a bit

ICO Price: Estimed ~BTC0.00004/BFY
The first phase of the ICO begins on November 6, 2017, at 12 p.m. London Time (UTC+0) and will last until January 31, 2018, 10 p.m. or until the hard cap of $50 million has been reached. ICO rounds are scheduled as shown below, with existing token holders receiving significant discounts.

Do you have license to provide microloans?

Bank4YOU Group Established in 2013 and headquartered in London, UK, Bank4YOU in 2016 has transformed into Bank4YOU Group, an international consortium of fin-tech service companies operating successfully within the electronic mobile payment services arena. FCA License No715451, issued by Financial Services Authority, UK grants the right to provide credits.

[nata1602]

What do you mean saying "With implementation of private blockchain..." R U going to design your own platform or what?

The arrangement of a private Blockchain system may even still further (in comparison with a public Blockchain one) lower the remittance fees within the network 24 It is proposed to organize a private Blockchain system as follows: the virtual Bank4YOU Group’s divisions (private nodes) will serve as nodes for transaction verification within the consortium of Organizations participating in the system of international payment transfers. They will provide fast and cheap validation of transactions made by other network members. It is assumed that as the popularity of the system grows, mobile operators will have an economic incentive for placing the peer-to-peer nodes of the system in their data centers. This can significantly reduce the transaction costs associated with money circulation.
In order for participating peers to be convinced of the unfalsifiable nature of the data inside the private Blockchain system, it is proposed to record reference points into the public Blockchain systems (Bitcoin, Ethereum). Any member of the system will therefore be able to verify at any time the data stored in the system. A private Blockchain system makes it possible to renounce the deployment of an expensive IT infrastructure for financial transfers while ensuring the necessary level of trust between the consortium entities

But the blockchain idea is about publicity not privacy, isn't it?

[Vaerros]

Do you have Github link?

[JaneAcker361]

My question is about whether this product is highly needed for the global market?

[sartredd]

Have you been reviewed by some profound authorities in the crypto world?

[nata1602]

My question is about whether this product is highly needed for the global market?

And whaat answer are you expecting to hear, huh?)

[Bank4YOU_Group]

Do you have Github link?

Sure, we do:
https://github.com/Bank4YOUGroup/BFYContracts

[JaneAcker361]

My question is about whether this product is highly needed for the global market?

And whaat answer are you expecting to hear, huh?)

The truth, of course, supported by some facts Maybe they conducted some market research etc...

[Bank4YOU_Group]

My question is about whether this product is highly needed for the global market?

We believe so, indeed.
One of the biggest concerns for most people travelling to another country for extended periods is how to obtain access to banking services without the need to be a resident of that country. Bank4You Group makes it really easy for visitors to make in-country as well as crossborder payments, without the need for proof of residency or a local bank account. Its secure money transfer is based on use of state-of-the-art mobile app.
Bank4You customers no longer need to depend on bureaucratic procedures associated with traditional banking. Its service has been created to ensure time-efficiency, convenience and secure transactions. Bank4You already works with a number of blue-chip organizations, delivering state-of-theart prepaid card programs that target different user groups. Its customers are able to choose their ideal product from a wide range of pre-paid card options including Bank4You Group’s Corporate card and Premium card, along with mobile banking services.

[Bank4YOU_Group]

My question is about whether this product is highly needed for the global market?

And whaat answer are you expecting to hear, huh?)

The truth, of course, supported by some facts Maybe they conducted some market research etc...

For evaluation of demand on this service, our group specialists held an opinion survey in UK and France. Ten thousand respondents (mostly migrants from Asia and Africa) were surveyed with 78.8 per cent showing strong interest in service. They agreed that they are ready to take a loan for purchasing the latest smartphone model under their personal guarantee for friends and family. They confirmed that they were ready
to pay from five to 10 euros per month for the smartphone (e.g. Great Wall Smart 12 model with retail price of 40 euros was offered, with proposed credit set for a period of 12 months).

[HP Guy]

How would it be possible to integrate BFY token into the existing system?

[Vaerros]

The unique biometric identifier was mentioned. What actually is it?

[Bank4YOU_Group]

The unique biometric identifier was mentioned. What actually is it?

The unique biometric identifier consists of a person’s scanned eye retina and scanned fingerprints. These indicators allow for quick and reliable identification of each person in the world. This feature does not require provision of any passport data as it is subject to just minor mistakes. The only problem lies in the compatibility with the existing standards of know your customer procedure. The professional team of specialists hired by Bank4YOU Group has provided the statistical analysis of the predicted performance revenues of above-mentioned operations. Data with planned profitability over the next three year is given in table in our whitepaper, p.25
https://bank4you.io/docs/Bank4YOU_MMRS_WP_EN.pdf

[Bank4YOU_Group]

How would it be possible to integrate BFY token into the existing system?

It is planned to provide as many points of contact with existing payment and monetary systems as possible facilitated by a verified network of affiliated and economically motivated agents.

[aalavandan]

The cards you are offering currently do look attractive. Can I apply to have them now?