Wealth transference from the older generation is happening as the Baby Boomers generation fades gracefully. The younger kids are far more tech savvy and have witnessed so much tech disruption that they are looking for “The Next Big Thing”. This wealth transference is already finding it’s way into Bitcoin and other areas that previously would have been overlooked by less tech savvy, high net worth individuals.
I think what you refer as baby boomers generation has already made tons of money already. Some of them have retired or others still working but have been like in a good position like CEO or higher managers. So if ever they fades away, I'm sure they will retire very happy. As for the Millennials (Generation X and Y), they are still on their way to make their own impact and I think they are the one who are always look for the new "Big Thing". This are the tech savvy generation and I'm sure that they already made their way into the bitcoin ecosystem. They invest early, as a result at a young age, they maybe sitting with millions or even billions net work.
The other thing that the younger generation has, is time. They have the time to educate themselves on crypto. Open accounts. Monitor trades and chat rooms and be part of the ecosystem and learn about new opportunities before those who are settled and on the road to retirement. By investing the time and energy to absorb themselves in this space, they immediately have an edge and will trade the markets in a far more agile and profitable way.
Father Time will be at their side. However, they should not overlook it because there will be the next generation willing to take their position. But as I have said, most of them knows to invest at a very young age, so it makes sense for them to retire early because they didn't took advantage of time but instead used the most of it. And most of them will retire very successful.
