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Author Topic: [ANN][ICO] FintruX Network - 💲 THE GLOBAL P2P LENDING ECOSYSTEM ✅ 💲  (Read 19049 times)
Siamda
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December 08, 2017, 02:14:01 PM
 #601

How many hours for the token sale?
It starts at 17:00, i presume
But is it the sale or presale yet?
It's presale. Now you can get 10% bonus!  Wink
It's a good bonus! If we invest now, we will earn more.
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styca
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December 08, 2017, 06:25:17 PM
 #602

How much can I earn by investing $ 100?

You shouldn't buy just to sell straightaway, this is an excellent project that solves a real-world problem. I think that you can get a very big return by buying at ICO and then holding until the project is mature and established in the marketplace.


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AIGO
Adoption Blockchain
e-Commerce to World







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Siamda
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December 08, 2017, 07:11:32 PM
 #603

How much can I earn by investing $ 100?

You shouldn't buy just to sell straightaway, this is an excellent project that solves a real-world problem. I think that you can get a very big return by buying at ICO and then holding until the project is mature and established in the marketplace.
Yes, I think the same. You must to buy when you believe in the project. You have to pretend that the project grows because you have invested in it not only to sell the tokens.
Tarepa
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December 08, 2017, 07:57:23 PM
 #604

what is the objective of this project? permit a online loan?
Schopenhauer365
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December 08, 2017, 09:35:53 PM
 #605

I think it finish on 31 December
bucayboyne
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December 08, 2017, 09:42:04 PM
 #606

How many hours for the token sale?
It starts at 17:00, i presume
But is it the sale or presale yet?
It's presale. Now you can get 10% bonus!  Wink
It's a good bonus! If we invest now, we will earn more.
IS this bonus for the first time we invest or each time we invest?
rokieinvest
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December 08, 2017, 09:47:25 PM
 #607

How much can I earn by investing $ 100?

You shouldn't buy just to sell straightaway, this is an excellent project that solves a real-world problem. I think that you can get a very big return by buying at ICO and then holding until the project is mature and established in the marketplace.
I invest and accumulate my tokens and then I will wait for what happens
Joneskay
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December 08, 2017, 09:51:26 PM
 #608

two presale in the same ICO? Could it be possible?
Huxleyfree
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December 08, 2017, 09:53:00 PM
 #609

How much can I earn by investing $ 100?

You shouldn't buy just to sell straightaway, this is an excellent project that solves a real-world problem. I think that you can get a very big return by buying at ICO and then holding until the project is mature and established in the marketplace.
I invest and accumulate my tokens and then I will wait for what happens
THis is a goog strategy because value tokens will change after the ICO
cryptomoneyresearcher
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December 08, 2017, 10:41:51 PM
 #610

what is the objective of this project? permit a online loan?
Better if you read with patience the whitepaper. There, there in a good explanation about the project.
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December 08, 2017, 10:43:51 PM
 #611

two presale in the same ICO? Could it be possible?
Yes, it is. One of them is a private presale an the other one is general presale.
Siamda
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December 08, 2017, 10:50:05 PM
 #612

How many hours for the token sale?
It starts at 17:00, i presume
But is it the sale or presale yet?
It's presale. Now you can get 10% bonus!  Wink
It's a good bonus! If we invest now, we will earn more.
IS this bonus for the first time we invest or each time we invest?
I guess that it's for each time you invest. It's a 10% of your amount invested, isn't it?
Siamda
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December 08, 2017, 10:52:48 PM
 #613

Yes, you are right. But in January it will be another presale.
tokenwar
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December 08, 2017, 11:00:38 PM
 #614

This second presale will have the same bonus as the current one?
Jupiter13
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December 08, 2017, 11:42:42 PM
 #615

what is the objective of this project? permit a online loan?
If you only read their slogan you can imagine what is the project.
"Making unsecure loans highly secure"
FintruX
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December 09, 2017, 02:27:42 AM
 #616

You can solve some of your questions if you go to their site.
www.fintrux.com
Is there any subpage where they can help you?

We are answering questions 24/7 on our telegram channel! Definitely feel free to come in and check us out at t.me/FintruX

How will the project guarantee that the lender receive their loan back?
They have a plan for these situations in which the borrower don't pay. You can see it at the whitepaper, sure.
Good to know it. Anybody knows where can I find it, in what page?


Page 2 gives an overview. Basically there is 10% of each loan collected as collateral, plus guarantors, plus third party insurance.
There is also this from earlier in this thread:

The front page of the website and the opening post in this ANN thread do a very good job of explaining the nature of the project and what makes FintruX stand out from the competition.
One thing I would love to see though is some example cases to really give people an extra clear picture of how it all works, e.g. Alice registers as a lender, Bob takes out the loan and pays it all back, then Charlie takes out a loan but doesn't pay it back, etc., going on to show how the bad debt is covered, how credit worthiness is established and affected.

Hi Styca, that's a wonderful question. Please allow me to paint a clear picture, using your example. If 'Charlie' doesn't pay, the following will occur:

- ~1 day delinquent: email goes out
- ~3 day delinquent: email and text message go out
- ~7 day delinquent: email and text message and collection calls go out
- after ~1 month of no payment: over-collateralization kicks in
- after ~2 months of no payment Guarantor gets notified
- after ~3 months of no payment: Guarantor gets called upon to provide full balance payment... and if no guarantor then client will get paid from the cross-collateral pool and ultimate reserve pool for overage.

Self serve refinancing option is available to borrowers to avoid delinquencies. The number of times, amounts and terms are presented by the lenders upfront.

Lenders can rate their borrowers at the end of term from 1 to 5 stars with written review. It would be silly for the borrowers to destroy their reputation for future borrowing.

In the future, APIs can be used to connect to our systems so lenders in banks, small firms, etc. can use our well established ratings to determine eligibility their clients. Currently, if you want to borrow from a different bank within the same city, they have different fees/waiting periods because each bank has a different internal record of your credit. We are solving that.
That's what I was saying. Really good plan to solve problems.
what do you mean when you said delinquent?

A delinquent borrower refers to a borrower that does not pay their loans back on time, or defaults completely.

▬▬▬▬▬▬▬▬▬▬▬▬ FintruX Network: The Global P2P Lending Ecosystem ▬▬▬▬▬▬▬▬▬▬▬▬
▬▬▬▬▬ PRESALE (+10%): January 7th - 21st | TOKEN SALE (+5%): Februrary 7th - 28th ▬▬▬▬▬
ANN · BOUNTY · WHITEPAPER · BLOG · TELEGRAM · FACEBOOK · TWITTER · REDDIT
Joneskay
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December 09, 2017, 01:16:24 PM
 #617

Do you know when exactly?
Huxleyfree
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December 09, 2017, 01:26:59 PM
 #618

what is the objective of this project? permit a online loan?
Better if you read with patience the whitepaper. There, there in a good explanation about the project.
You can also go to their website and can clarify a lot of your doubts
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December 09, 2017, 01:40:34 PM
 #619

What day?
bucayboyne
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December 09, 2017, 01:42:09 PM
 #620

How much can I earn by investing $ 100?
It depends of how much will the token value increase before you send them
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