Talkgold forum has been around for a long time. I remember reading threads there from 2006; every single "investment" company there is nothing more than a ponzi scheme. They last anywhere from just a few days to maybe a few months. If you put money into these, you're doing nothing but trying to scam other people's money, because you know it's a scam and you're helping it stay alive to suck in more unsuspecting victims.
People that put money into these programs, knowing what they are but in hopes to get a "return", are no better than the scamming creator(s). Just my opinion of course