Crypto Lending Project|The first blockchain-based P2P Lending platform!
1. About usCrypto lending project is developed by Blockchain Solution Ltd. Which rallys experts in fields of IT and Fin-Tech, marketing, Strategy analysation, MVNO and online payment. We concentrate on improvement of living quality by building solutions which aim to remove limits of traditional industry. We pread advanced technology – Blockchain to everyone through great projects. With CLP, we expect to take care of your financial health and challenge traditional banking system by P2P lending modal with blockchain-based.
2. CLP – The next financial generationCLP is a decentralized peer-to-peer lending platform that applies blockchain technology and CLP coin as material. As a connected bridge, CLP brings financial solution to both investors (lenders) and borrowers. Applied AI technology in users’ credit evaluation and blockchain in data management, CLP resolves the limits of traditional P2P lending modal.
3. Why should I participate in the CLP token sale?CLP owners not only get profit from daily interest and price increasing, but also have chance to make a loan without mortgage with simple procedure.
4. How does CLP work?CLP uses blockchain (distributed ledger) technology to release tiny loans from thousands of lenders to each valid application. And vice versa, interest will return to thousands of lenders every month. Applying AI technology helps to evaluate users’ creditworthiness without middleman to minimum risks to lenders. Each time borrowers pay the loan on time, both lenders and borrowers are rewarded by CLP (coin) and added credit point. The higher is credit point, the bigger is the loan.
5. CLP coin information:CLPcoins are a digital representation of a participation entry ticket for our crowdfunding site. They are divisible and the smallest unit is 0.00000001 CLPcoin. CLPcoin s are minted via a Token Sale Smart Contract and can be held in any Ethereum ERC20 compatible Wallet. CLPcoins will be tradable outside the CLP P2P Lending platform, as they are ERC20 Tokens so they will have an inherent value in the exchanges.
*Total supply: 150 Million
*Smart contract address: 0x7fce2856899a6806eeef70807985fc7554c66340
*
Feature- OPEN AI - Open AI Could Unlock Better Living With Robust Technology.
- BIG DATA - We Bridge The Gap Between Data Management And Technology.
- NO MIDDLEMAN - Easy Person To Person Direct Transfers Without Middleman
- LOW FEES - Increase The Efficiency Of Transactions With Low Fees.
- NO BARRIERS - Send & Receive International Payments Without Any Third Party Involvement.
- DECENTRALIZED PLATTFORM - No Fear Of Fiat Currency Exchange Rates, Use CLP For It
6. CrowdsaleStart: November 1st at 08:00 UTC - End: November 30th at 24:00 UTC
CLP coin will be distributed by EPICIRCLES – a company that specializes in marketing and sale.
7. Road map:- 2016 Planning and starting the project
- 2017-10 Release CLP coin and launch, crowdsale
- 2017-12 List on the exchanges
- 2018-05 Recruit and develop P2P using CLP
- 2019 Open a trial version of P2P lending by CLP
*Enlarge P2P lending using CLP in Europe, India and Asia - 2020-10 Release P2P lending application for mobile device
- 2021 Finalize the market development strategy and after-sales policy for
clients of P2P lending using CLP
*Develop more eCommerce applications for CLP blockchain - 2022 Bring CLP into P2P lending like Bitcoin
8. Team:CLP Lending project team consists member from experience and talent technology and networking industries.
CEOCarsten Berner
More than 30 years of broad and extensive business experience in key positions in major international companies. He is also founder of several successful companies. The last 2 years Carsten has spent in the crypto- and blockchain business and is fascinated by the potentials blockchains will have all over the world.
CTOAllan Man
More than 30 years in IT industry specialized in network security and identity management in hotel environment and government sector. He started bitcoin mining in 2013 and since has been involved in blockchain development.
Executive and Legal AdvisorKristian Brandt
Industry leader with proven ability to start-up and manage rapid sales growth while maintaining a full focus on all areas of public relations.
• First class negotiation skills, committed to developing win-win partnerships with Key customers, direct sales channels, on-line marketing, franchisees and Service providers.
• Substantial track record of introducing profitable business from SME, Corp. and Wholesale market segments.
• Creative and innovative with first class commercial skills.
• Extensive International Business Network within the Crypto world
• Very strong analytical skills with associated problem-solving ability
Executive FIN-tech and strategical advisorJorgen A. Hedegreen
General Director BANCORE VIETNAM Co., Ltd Director BANCORE ASIA PTE Ltd
Advisor for
www.coinify.com entry in SEAasia.
I'm passionate about establishing and executing larger international partnerships at the top management level.
Examples of my experience within the IT, ISP, Mobile operators, MVNO and online payment industry:
- Board member
- Top management consultant
- Recruiting and replacement of key personnel
- Identifying and establishing of trusted partnerships - Advisor for Start-up Companies
Specialties
Mobile Payments, Mobile Remittance, Virtual VISA, Voucher, Bank the un-banked, Person to Person Transfers, Mobile Transactions, Mobile Financial Services, Remittance, Global transactions, Diaspora, Cash to Cash transfers, Mobile One-Click Payments, Blockchain.
Executive Marketing AdvisorJacob Blaesbjerg
In my work with sales and marketing for some of the biggest corporations in Europe, have I obtained a big experience in B2B and B2C online sales and project management.
I know what works and in which context. I’m used to work in foreign countries and have made business in most of the European countries, as well as in the US.
My management and project leading style is open minded, involving and open hearted. I do know what I want, and what it takes to see thing through.
Specialties:
Use of internet/intranet as a communication tool for marketing and organizations. Design of response oriented marketing, and planning
International selling and marketing
Organizing projects and keep them on track.
Building up efficient business units
Photo:
https://imgur.com/AqRSlhj
9.1.What is the Crypto Lending Project?Crypto Lending is a decentralized peer-to-peer lending platform that uses Blockchain technology and cryptocurrency. We apply Blockchain and A.I. technology in evaluating user credit through the characteristics of voting, rewards mechanisms to help investors and borrowers approach each other in a clear, transparent and secure way. The users’ creditworthiness and the investor's transaction history will be encrypted by algorithm securely and stored on our blockchain. This data is a prerequisite to enhance the ability to evaluate borrowers and ensure the safety of investors. Crypto Lending helps people around the world to use the money reasonably to make the life better.
The Crypto Lending project was developed in two main phases:
- Phase 1: Releasing CLP token. Attracting angel investors by attractive returns of investment.
- Phase 2: Developing a decentralized peer to peer lending platform that apples blockchain and A.I technology and uses Cryptocurrency as payment unit. To utilize all the advantages of Crypto Currency project’s potential, we will build an extensive and detailed database. We will use CLP tokens to develop the ecosystem of data through purchase and payment. Clients of Crypto Lending in Phase 2 are individuals with funds who want to invest, contribute for helping the community and have the financial need to serve themselves.
9.2.What is crypto lending coin (CLP)?CLP is an open source coin that is written on Blockchain and based on the ERC20 Standard of Ethereum - a prestigious platform with flexible and powerful Smart Contract. CLP is characterized by a peer protocol with highly personalization, fast transaction and safety storage.
The supply of CLP is limited to 150 million coins of which 50% CLP is used for offering, rewarding, and marketing, 26% CLP for partners, individual providing / voting user credit data, 16% CLP for Team Development, and 8% CLP for mining cost.
With the smart community development approach, we believe that CLP coin can increase quickly in a short time.
9.3. Why we choose to release CLP coin on Ethereum platform?Ethereum is a decentralized, public, open source computing platform based on Blockchain technology. Smart Contract feature (script) on Ethereum in order to facilitate online contract deals.
Smart contracts are applications that run exactly as they were programmed without downtime, uncensored, non- fraudulent, and without third party interference. It allows developers to create markets, store debts or promise, transfer money according to guidelines in the past (like a testament or a future contract) and many things are still waiting to be invented. The is hardly any limits the the potential usage.
Token (written based on the ETH platform) is a digital asset that builds on the Ethereum blockchain platform. They benefit by Ethreum's current infrastructure, instead of building a new blockchain flatform.
Using the GHOST protocol makes ETH transactions very fast.
Ethereum's transaction fee is paid by Gas, is an internal transaction price mechanism that is used to minimize spam and distribute resources across the network.
9.4.What is ERC20 ?DEFINITION
ERC20 is a description of the standard functions that a token contract can perform in order to enable the ERC20 tokens to interact between multiple interfaces and distributed applications (Dapp) on the Ethereum platform.
The ERC20 standard is a set of criteria developed by the Ethereum community for how to set up Smart Contracts on blockchain in order to ensure optimal interoperability. ERC stands for Ethereum Request for Comments and ERC20 is to help improve the standards to which developers should strive to adhere in developing smart tokens.
CLASSIFICATION
1. ERC20-compliant: Comply with ERC20 completely.
2. Partially-ERC20-compliant: Comply ERC20 partially (GNT only), the remaining functions are interacted externally.
ERC20 CONTENT
The ERC20 includes six functions and two events:
6 Functions:
Total Supply [Get the total amount of tokens provided]
Balance Of (address _owner) constant returns (uint256 balance) [Get token from another account with address _owner]
transfer (address _to, uint256 _value) returns (bool success) [Send _ token to address _to]
transferFrom (address _from, address _to, uint256 _value) returns (bool success) [Send _ token from address _ to address
approve (address _spender, uint256 _value) returns (bool success) [Allow _spender to withdraw from your account, multiple times, the amount. If this function is repeated then it will overwrite the current amount of money_value.
allowance (address *_owner*, address *_spender*) constant returns (uint256 remaining) [Returns the amount that the Spender can withdraw from _owner]
Events:
Transfer (address indexed _from, address indexed _to, uint256 _value). [activated when the token is transferred]
Approval (address indexed _owner, address indexed _spender, uint256 _value) [ activated whenever licensed (address _spender, uint256 _value) is called.]
9.5. How can you earn money? Phase 1 of the project:
- Become an angel investor when we offer and reward CLP coin in Phase 1 (2-3 years), you will be one of the first people to have access to CLP coin at early, low price.
Phase 2 of the project:
- Together, we build a database by evaluating our users’ credit worthiness and getting rewarded by LCP coins.
- Become a global lender and receive negotiated interest rates.
-Develop the market with us by joining our smart affiliate program.
9.6.What is Peer to Peer Lending?P2P Lending is a peer to peer lending model that has been developed and exploded for decades. It helps people with financial needs to access capital quickly and flexibly in both quantity and time. P2P Lending supports investors to approach borrowers more easily without intermediaries like the banking system.
9.7. What is Blockchain technology?A hierarchical database that stores information in information blocks interconnected by encryption and expands over time. Each information block contains information about the created time and is linked to the previous block, with a time code and transaction data. Blockchain is designed to resist the change of data: Once the data has been accepted by the network, there is no way to change it.
The first Blockchain was invented and designed by Satoshi Nakamoto in 2008 and was realized in 2009 as a core part of Bitcoin, the blockchain technology acts as a ledger for all transactions. By using peer networks and a hierarchical data system, Bitcoin blockchain is automatically managed by peer networks around the world. The invention of the Bitcoian blockchain made it the first digital currency to solve the problem of doubling spending (cheated spending when an amount is used twice). Bitcoin's technology has become a source of inspiration for a variety of other applications.
Blockchain technology is almost similar to a database, just different from interacting with a database. To understand blockchain, it is important to grasp the following five definitions: blockchain, decentralized consensus, trusted computing, smart contracts, and proof of work. This computational model is the basis for the creation of distributed applications.
9.8.The role of Blockchain technology in Peer to Peer Lending?- Thanks to the birth and development during the past years, the P2P Lending industry will step into a new era with the introduction of Crypto Lending. Decentralized peer lending platform applies Blockchain technology and Cryptocurrency.
One of the biggest risks that the lender has to face is that their money is not used for the right purpose in a regular loan and peer to peer lending model. In a regular loan model, every report requires a human mediator and can be completely forged for some purposes. With Smart Contract in Blockchain technology, the lender's money is completely locked up and stored on a blockchain. A lender will know if their money has been used or not. At the same time, when a borrower meets the conditions that have been programmed on the Smart Contract, the lender's money is automatically released. This is absolutely secure for the proper use of the lender's funds.
One Of other risks is that the borrower does not fulfill his repayment obligations. To minimize this risk, we will use A.I. technology to evaluate user credit. Simultaneously applying the consensus character, and the reward of Blockchain to pay to the community who evaluate users’ creditorthiness in a more intelligent and effective way.
In addition, in order to reduce the minimum risk to lenders, Blockchain also does what traditional transactions cannot do so quickly, efficiently and at low cost. It's a loan that will be provided by thousands of lenders. So that there will be thousands of very small transactions to be processed, which only Blockchain technology can handle quickly and at minimal cost. Example: When you borrow $ 1000, you will receive 1000 transactions with value of $ 1 per transaction. When you pay interest, the interest is seperated into 1000 pieces to pay to the lenders.
9.9. Why need to build a database of user credit?To minimize the risk for the lender and find the right borrower who meets the loan conditions. To be able to know who is eligible for a loan, excluding common way of credit data rating as the banking system is still doing, we have added the A.I solution which aims to enhance the ability to evaluate and has flexible in choice. And to work smarter day by day, A.I needs a large amount of data. That's why we build user credit data. To create user data quickly, we will pay CLP coin to the community who help us provide this data.
9.10.How can I get free CLP coin?
To receive free CLP coin, you can join our Viral Marketing program during the launching phase and participate in building a user credit database in Phase 2. This policy will be notified when we start Phase 2 development.
9.11.Where can I buy and sell CLP?You can purchase CLP coin on international exchanges or our internal trading exchange.
9.12.How can I borrow or make a loan?Our loan policy will be informed in phases 2.
10. Email us:support@cryptolending.org
