The main problem of all who are now recognized as a financier is that they grew up in the existing financial system of the closed type. They knew politicians and their plans and therefore had an advantage before the people. That is where all their capital. They do not know how to work in a decentralized environment. Bitcoin scares them. That's why all the bankers against bitcoin and their knowledge in the modern world nothing.
The fear of crypto currencies will always has place to be among all those "experts", just cause of they invested in something totally different like banking or oil mining, but now appeared such strong and fast developing competitor as bitcoin and they just don't know what to do with it, cause the capita flom their investment is slowly going to bitcoin and other crypto currencies.
Just let them talk this and that. I really don't care about what they say because for me these kind of people that will bow down to bitcoin in the near future.
But it is not right to ignore their opinions and sayings and to listen only those experts who support bitcoin. I prefer to listen both opinions. That's much more interesting provoke me to build my own opinion.